We now have 5 insurers that could quote on our Commercial Property Owners line of business…

BRIT Syndicate 2987 at Lloyds to provide capacity for a new Commercial Property Owners scheme

BRIT have a widely recognised industry reputation backed by A rated capacity and we are delighted to welcome them to the panel as they offer a strong appetite and superior policy coverage to the range. They are a market-leading global speciality insurer and reinsurer, focusing on underwriting excellence in complex risks and enhanced features that significantly benefit the Commercial Express offering.

This new Commercial Property Owners scheme underwritten by BRIT brings a broader appetite to write risks for the following Commercial Property types:

  • Restaurants (with the exception of Chinese and Indian restaurants)
  • Offices and associated trades
  • General Retail Premises


Great policy coverage as shown below

  • Alternative Accommodation – 25% of the Total Sum Insured
  • Malicious damage – Up to the sum insured
  • Trace & Access – Up to £250,000
  • Illegal Cultivation of Drugs Cover – Up to £25,000
  • Replacement Locks Cover – Up to £25,000
  • Decontamination Cover
  • Loss of Metered Water, Gas, Oil & Electricity cover – Up to £10,000
  • Property Owners’ Liability – Up to £2,000,000 LOI
  • Landlord’s Contents within Common Parts
  • Debris Removal Cover
  • Drain Clearance Cover – Up to £5,000
  • Temporary Removal of Contents – Up to 25% Contents Sum Insured
  • Index Linking
  • Subrogation Waiver
  • Landscaped Gardens (Damaged by Emergency Services) – Up to £25,000
  • Replacement Locks Cover – Up to £25,000
  • Unauthorised Use of Utilities – Up to £25,000
  • Tree Removal Cover – Up to £2,500
  • Prevention of Access Cover – Up to £1,000,000
Commercial Express partner with ARAG
New Scheme Let Secure