Residential Property Owners Let Shield

Scheme: Let Shield

FREE £5,000 Contents Cover when occupied
FREE Accidental Damage Cover*
FREE Loss of Rent (Up to 20% of the Buildings Sum Insured)
Strong Appetite for Portfolios
Strong Appetite for Unoccupied or Professional/Retired Tenanted Properties

*Unless occupied by DSS Referral / Asylum Seekers or Unoccupied

The product is suitable for landlords who own residential properties and who require cover for the Buildings, Landlords Contents and Loss of Rent due to an insured peril. The product can cater for properties tenanted by the following tenancy types: Professionals, Students, DSS Non-Referrals, DSS Referrals, Asylum Seekers, Holiday / Second Homes and Unoccupied Properties.

The product can also accommodate unoccupied properties. For example, properties in between tenancies or under-going minor cosmetic/structural change. The product offers the following add-ons, Legal Expenses, Rent Guarantee, Home Emergency and Terrorism.

The product is not suitable for properties situated in Northern Ireland.

Features and Benefits

  • Alternative Accommodation – Up to £150,000
  • Property Owners’ Liability – Up to £5,000,000 LOI
  • New for Old Contents Cover
  • Up to 90 days Unoccupancy Period
  • Illegal Cultivation of Drugs – Up to £5,000
  • Trace & Access – Up to £10,000
  • Temporary Removal of Landlord’s Contents – Up to £25,000
  • Index Linking
  • Loss of Metered Water, Oil & Gas – Up to £5,000
  • Unauthorised Use of Utilities – Up to £5,000
  • Landscaped Gardens (Damaged by Emergency Services) – Up to £10,000
  • Accidental Damage to Cables or Underground Services Pipes
  • Theft of Keys – Up to £1,000
  • Damage Caused by Emergency Services – Up to £25,000

For further information on Limits and Exclusions please click here to download the policy documentation

Optional Extras

  • Accidents to Domestic Staff
  • Emergency Assistance
  • Legal Expenses
  • Rent Guarantee
  • Terrorism Cover
  • Increase Property Owners’ Liability to a £5,000,000 LOI

Insurer Rating


AM Best