Scheme: Let Assured
Up to £4,000,000 Buildings Sum Insured
Strong Appetite for Properties Tenanted by Asylum Seekers or DSS Referral Tenants
FREE £5,000 Contents Cover when occupied
Accidental Damage Cover Available for all Occupied Tenancy Types
FREE Loss of Rent (Up to 20% of the Buildings Sum Insured)
Our Residential Let Assured product is underwritten by Ascot Group’s Syndicate 1414 at Lloyd’s and is suitable for residential property owners who own a property* that is either let out to tenants, used as a holiday home, used as a second home and/or is unoccupied. (*House, Single flat or block of flats/apartments.)
This product provides insurance cover for buildings, contents, loss of rent/alternative accommodation and property owners’ liability insurance. In addition, the following cover can be added onto our residential let product: legal cover, rent guarantee, emergency assistance and/or terrorism cover.
The product is not suitable for properties situated in Northern Ireland.
Features and Benefits
- Alternative Accommodation – Up to £150,000
- Property Owners’ Liability – Up to £2,000,000 LOI
- Up to 90 days Unoccupancy Period*
- Illegal Cultivation of Drugs – Up to £5,000
- New for Old Contents Cover
- Trace & Access – Up to £5,000
- Index Linking
- Loss of Metered Water – Up to £5,000
- Unauthorised Use of Utilities – Up to £5,000
- Landscaped Gardens (Damaged by Emergency Services) – Up to £5,000
- Accidental Damage to Cables or Underground Services Pipes
- Removal of Wasps & Bees Nests – Up to £1,000
For further information on Limits and Exclusions please click here to download the policy documentation
Optional Extras
- Accidents to Domestic Staff
- Emergency Assistance
- Legal Expenses
- Rent Guarantee
- Terrorism Cover
- Increase Property Owners’ Liability to a £5,000,000 LOI
Insurer Rating
Insurer
AM Best
S&P
Ascot Group’s Syndicate 1414 at Lloyd’s
A
A+