PL Excess of Loss

Scheme: Ascot Group’s Syndicate 1414 at Lloyd’s

Can follow all S & P or AM Best ‘A’ Rated Insurers
Premiums from just £249 (Includes IPT and fee)
Over 300 Trades
Instant Documentation Available

Our PL Excess of Loss product is underwritten by Ascot Syndicate 1414 at Lloyd’s and is suitable for businesses looking for additional public and products cover above their primary policy. The product is designed to offer “top-up” protection in the event of major loss or a level of cover the primary insurer can’t provide. The product offers a wide range of commercial trades and is best utilised by small to medium-sized companies.

The product is not suitable for businesses where the turnover exceeds £15,000,000 or risks where Ascot Group’s Syndicate 1414 at Lloyd’s are the primary insurer. It is not designed to offer “top-up” EL cover.

Features and Benefits

  • No requirements to see Primary Insurer’s Policy Wording(s)
  • Turnover Acceptable Up to £15m
  • PL Excess of Loss Offers THREE levels of cover;
    £4m in excess of £1m
    £3m in excess of £2m
    £5m in excess of £5m
  • Includes Heat Use Trades

For further information on Limits and Exclusions please click here to download the policy documentation

Insurer Rating


AM Best


Ascot Group’s Syndicate 1414 at Lloyd’s