Residential Property Owners Let Secure

Scheme: Let Secure

Our Most Superior Residential Property Owners Policy Coverage
Up to £4,000,000 Buildings Sum Insured
FREE Loss of Rent (Up to 20% of the Buildings Sum Insured)
Strong Appetite for Portfolios
Strong Appetite for Blocks of Flats/Apartments

Our Residential Let Secure product is underwritten by Ascot Group’s Syndicate 1414 at Lloyd’s and is suitable for residential property owners who own a property* that is let out to tenants. (*House, Single flat or block of flats/ apartments.)

This product provides insurance cover for buildings, contents, loss of rent/alternative accommodation and property owners’ liability insurance. In addition, the following covers can be added onto the residential let product: legal cover, rent indemnity, emergency assistance and/or terrorism cover.

The product is not suitable for properties situated in Northern Ireland and the following tenancy types: DSS Referral, Asylum Seekers, Holiday Home and Second Home.

Features and Benefits

  • Trace & access – £10,000 (any one event)
  • Temporary removal of contents – 10% of the Contents Sum Insured
  • Theft by tenants – £5,000
  • Contents in outbuildings/garages – £1,000
  • Gardening machinery in outbuildings/garages – £750
  • Contents “in the open” – £500
  • Domestic oil in fuel tanks – £750
  • Loss of metered water £5,000
  • Forced access (medical emergency/prevent damage) – £25,000
  • Clearing/removing illegally deposited property – £750
  • Refilling of sprinklers/fire extinguishers – £2,500
  • Alternative Accommodation Cover up to 20% of the Building Sum Insured
  • Replacement locks – £500 (no excess)

For further information on Limits and Exclusions please click here to download your policy documentation

Optional Extras

  • Accidents to Domestic Staff
  • Emergency Assistance
  • Legal Expenses
  • Rent Indemnity
  • Terrorism Cover
  • Increase Property Owners’ Liability to a £5,000,000 LOI

Insurer Rating


AM Best


Ascot Group’s Syndicate 1414 at Lloyd’s