Scheme: Let Secure
Our Most Superior Residential Property Owners Policy Coverage
Up to £3,000,000 Buildings Sum Insured
FREE Loss of Rent (Up to 20% of the Buildings Sum Insured)
Strong Appetite for Portfolios
Up to 60 days Unoccupancy Period
Our Residential Let Secure product is underwritten by Canopius Managing Agents Ltd (CNP) and is suitable for residential property owners who own a property* that is let out to tenants. (*House, Single flat or block of flats/ apartments.)
This product provides insurance cover for buildings, contents, loss of rent/alternative accommodation and property owners’ liability insurance. In addition, the following covers can be added onto the residential let product: legal cover, rent indemnity, emergency assistance and/or terrorism cover.
The product is not suitable for properties situated in Northern Ireland and the following tenancy types: DSS Referral, Asylum Seekers, Holiday Home and Second Home.
Features and Benefits
- Trace & Access Cover – Up to £10,000
- Accidental Damage to Underground Services Cables, Pipes and Tanks
- Removal of Debris Cover
- Locks and Keys Cover – Up to £1,000
- Architects, Surveyors and Legal Fees
- Alternative Accommodation Cover for Residents or Leaseholders
- Illegal Cultivation of Drugs – Up to £5,000
- Clearing/removing illegally deposited property – £750
- Rent Payable Cover
- Damage Caused by Emergency Services – Up to £25,000
- Illegal Cultivation of Drugs – Up to £5,000
- Temporary Removal of Landlord’s Contents – Up to £25,000
- Unauthorised Use of Utilities – Up to £5,000
- Loss of Metered Water, Oil & Gas – Up to £5,000
- Refilling of Sprinklers/Fire extinguishers – £2,500
- Contents in Outbuildings/Garages – £1,000
For further information on Limits and Exclusions please click here to download the policy documentation
Optional Extras
- Legal Expenses Cover
- Rent Guarantee
- Terrorism Cover
- Accidents to Domestic Staff
- Increase Property Owners’ Liability to a £5,000,000 LOI
- Emergency Assistance
Insurer Rating
Insurer
AM Best
S&P
Canopius
A
A+