Commercial Property Owners Ascot

Scheme: Ascot Group’s Syndicate 1414 at Lloyd’s

Up to £4,000,000 Buildings Sum Insured
FREE Loss of Rent (Up to 20% of the Buildings Sum Insured)
Available for a Wide Range of Commercial Trades
Strong Appetite for High Street Retailers & Offices
Employers’ Liability Cover Included Standard

Our Commercial & Industrial Property Owners’ products are suitable for commercial and/or industrial properties that are tenanted, owner-occupied or vacant.

These products provide insurance cover for buildings, contents, loss of rent and property owners’ liability insurance.

In addition, terrorism covers can be added onto our commercial & industrial property owners’ products.

The Commercial & Industrial property owners’ products are not suitable for residential properties.

Features and Benefits

  • Uninsured Adjacent Property Damage – Up to £150,000
  • Additional Metered Supply Charges – Up to £25,000
  • Property Owners’ Liability – Up to £2,000,000 LOI
  • Contract Works Cover – Up to £150,000
  • Debris Removal Cover
  • Drain Clearance Cover
  • Trace & Access – Up to £25,000
  • Alternative Accommodation – 20% of the Building Sum Insured
  • Removal of Tenants Debris – Up to £25,000
  • Index Linking
  • Extinguishment & Alarm Resetting Expenses – Up to £10,000
  • Fire Extinguishment Expenses – Up to £25,000
  • Landscaped Gardens (Damaged by Emergency Services) – Up to £25,000
  • Loss of Keys – Up to £15,000
  • Sprinkler Upgrade Costs – Up to £25,000
  • Unauthorised Use of Utilities – Up to £25,000
  • Removal of Nests / Vermin – Up to £1,000
  • Prevention of Access – Up to £1,000,000

For further information on Limits and Exclusions please click here to download your policy documentation

Optional Extras

  • Accidental Damage Cover
  • Terrorism
  • Increase Property Owners’ Liability to a £10,000,000 LOI (Upon Referral)
  • Shop front Glass Cover
  • Landlords Contents

Insurer Rating

Insurer

AM Best

S&P

Ascot Group’s Syndicate 1414 at Lloyd’s

A

A+