SME and Commercial Combined Optional Extras (Legal Expenses)

SME and Commercial Combined Optional Extras (Legal Expenses)

Summary of Cover

  • Employment disputes & compensation awards
  • Employment restrictive covenants
  • Tax investigations & vat disputes
  • Legal nuisance, trespass, or damage to property
  • Legal defence
  • Compliance & regulation
  • Statutory licence appeals
  • Loss of earnings
  • Claims involving your executives
  • Contract & debt recovery
  • Crisis communication
  • Legal expenses cover is £100000 maximum per claim and per period of insurance other than £1000000 aggregate for employment compensation awards
  • Policy includes cover under employment disputes for current, former and prospective employees, with cover starting from day one

Great Additional Services

  • Dedicated help lines for counselling PR support and crisis management, redundancy advice and identity theft resolution
  • ARAG have a dedicated legal services website with access to example documents such as employment contracts and settlement agreements to leases and Health & Safety statements


  • Premiums for Shop, Office, Public House, Wholesale and Commercial Combined are at £55 plus IPT