Office

Scheme: AmTrust Europe Ltd / Ascot Group’s Syndicate 1414 at Lloyd’s

Tailored Liability & Property Insurance for Offices
Appetite Includes Recruitment/Travel Agents & Surgeries
Public, Products & Employers’ Liability Included Standard
FREE £2,500 Money in Premises Cover
FREE Personal Assault Cover

Our Office product underwritten by AmTrust Euope Ltd is suitable for offices, surgeries, travel agents and recruitment agencies. This is a material damage and liability package product that provides insurance cover for buildings, contents, stock, business interruption, money, goods in transit and book debts combined with public, products and employers’ liability insurance. AmTrust underwrite the property covers and Ascot underwrite the liability covers.

In addition, the product also provides the option to cover legal expenses and terrorism cover.

The product is not suitable for contractors’ offices, political offices, taxi offices (with public access) and offices used by money lenders, bailiffs and/or private investigators.

The Office product will now allow material damage cover in isolation.

Features and Benefits

  • Removal of Debris Cover – Up to £25,000
  • Locks & Keys Replacement Cover – Up to £1,000
  • Architects, Surveyors, Legal Fees – Up to £25,000
  • 25% Seasonal Stock Increase Cover
  • Temporary Removal Cover – Up to 10% of Contents Sum Insured
  • Loss of Utilities Cover
  • Non-Manual Work Overseas Cover
  • Loss of Metered Water – Up to £5,000
  • Rent Payable Cover
  • Trace & Access Cover – Up to £2,500
  • Denial of Access Cover
  • Alternative Residential Accommodation Cover

For further information on Limits and Exclusions please click here to download your policy documentation

Optional Extras

  • Legal Expenses Cover
  • Terrorism Cover

Insurer Rating

Insurer

AM Best

S&P

AmTrust Europe Ltd

A-

N/A

Ascot Group’s Syndicate 1414 at Lloyd’s

A

A+