Courier

Scheme: Canopius & Axis Managing Agency Ltd

Goods in Transit Cover Limits from £5,000 – £75,000
Less admin as Goods in Transit and Liability on one product/wording
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Premiums start from £45 (+ IPT and fee) for a stand-alone Goods in Transit policy

The Courier Package product is designed for small businesses or persons that operate as couriers/delivery drivers using vans or cars within the UK. This includes both sole-trader operators and those that work on behalf of larger firms (Amazon, FedEx, Evri, Yodel etc). This is a limited material damage and liability package product that provides insurance cover for goods in transit combined with public and employers’ liability insurance. Canopius underwrite the material damage sections and Axis underwrite the liability portion of the cover.

The product is not suitable for persons or companies that do not operate as a couriers/delivery drivers; this also excludes larger haulage companies that operate warehouses or carry out other related activities. This product will not be suitable for couriers / delivery drivers using Motorcycles, Scooters or Bikes, nor is it appropriate for food or furniture deliveries.

 Goods in Transit – Core Covers, Features, Benefits & Limitations

  • Limit starting at £5,000
  • Up to £75,000
  • £50,000 for liability as per the conditions of carriage for Hermes, TNT, FedEx, Parcelforce, DHL, Yodel, Amazon, DPD, or UK Mail
  • UK-based transit
  • Own Goods
  • Up to 10 vehicles
  • EXCLUDES: Hazardous Goods, Livestock, Asbestos, Hazardous Locations, Waste Removal

For further information on Limits and Exclusions please click here to download the policy documentation

Optional Extras

Public Liability

  • Up to £5,000,000
  • Defective Premises Act cover
  • Motor Contingent Liability Cover
  • Overseas Personal Liability Cover
  • Consumer Protection Act and Food Safety Act Cover
  • Compensation for Court Attendance Cover
  • Indemnity to Others Cover
  • Criminal Prosecution Costs and Inquests

Employers Liability

  • Up to £10,000,000
  • Unsatisfied Court Judgments Cover
  • Compensation for Court Attendance Cover
  • Indemnity to Others Cover
  • Criminal Prosecution Costs and Inquests

Insurer Rating

Insurer

AM Best

S&P

Canopius

A+

AA

Axis Managing Agency Ltd

A+

AA