Commercial & Industrial Property Owners BRIT

Scheme: BRIT Syndicate 2987 at Lloyd’s

FREE Loss of Rent (up to 20% of the Buildings Sum Insured)
Very Competitive for Low Hazard Commercial Properties
Add Accidental Damage Cover at NO Additional Cost
Strong Appetite for Most Types of Restaurants

Our Commercial Property Owners – BRIT product is suitable for commercial and/or industrial properties that are tenanted or owner-occupied or vacant.

This product provides insurance cover for buildings, contents, loss of rent and property owners’ liability insurance.

In addition, terrorism covers can be added onto the product.

This product is not suitable for residential properties.

Features and Benefits

  • Alternative Accommodation – 25% of the Total Sum Insured
  • Malicious damage – Up to the sum insured
  • Replacement Locks Cover – Up to £25,000
  • Loss of Metered Water, Gas, Oil & Electricity cover – Up to £10,000
  • Property Owners’ Liability – Up to £2,000,000 LOI
  • Landlord’s Contents within Common Parts
  • Debris Removal Cover
  • Drain Clearance Cover – Up to £5,000
  • Temporary Removal of Contents – Up to 25% Contents Sum Insured
  • Trace & Access – Up to £250,000
  • Illegal Cultivation of Drugs Cover – Up to £25,000
  • Index Linking
  • Decontamination Cover
  • Subrogation Waiver
  • Landscaped Gardens (Damaged by Emergency Services) – Up to £25,000
  • Unauthorised Use of Utilities – Up to £25,000
  • Tree Removal Cover – Up to £2,500
  • Prevention of Access Cover – Up to £1,000,000

For further information on Limits and Exclusions please click here to download your policy documentation

Optional Extras

  • Terrorism Cover
  • Increase Property Owners’ Liability to a £5,000,000 LOI
  • Shop front Glass Cover
  • Landlords Contents

Insurer Rating

Insurer

AM Best

S&P

BRIT Syndicate 2987 at Lloyd’s

A

A+