Please use our search facility to establish if we can cover your clients trade under the policy they require.
Trades that have this symbol † include free PI cover up to £25,000 when the risk is placed on our Per Capita product provided by Ascot Group’s Syndicate 1414 at Lloyd’s.
Commercial & Industrial Property Owners
Abattoir/slaughterhouse
Aerodromes/airfields
African restaurant (deep fat frying)
African restaurant (no deep fat frying)
Agricultural machinery dealers/engineers
Aircraft engine manufacture
Alkali/soda/acid manufacture
Aluminium manufacture
American restaurant (deep fat frying)
American restaurant (no deep fat frying)
American takeaway
Amusement arcade
Analytical chemists & labs
Angling equipment retail only
Angling shops
Angling/camping equipment manufacturer
Angling/camping wholesale
Animal breeders/kennels
Animal feedstuff manufacture
Antique shop
Army & navy shop (no guns)
Army & navy shop (ex-guns)
Art & craft retail only
Art & craft shop
Art dealers
Art gallery
Artificial silk spinners & manufacture
Artificial stone manufacture
Artists studios
Asbestos & asbestos products manufacture
Asian sweet shop (deep fat frying)
Asian sweet shop (no deep fat frying)
Assayers (gold & silver)
Athletic/sports club
Auction rooms – ex motor/livestock
Audio cassette manufacture
Baby/children’s wear
Baby/children’s wear retailer
Bacon/ham curers
Bakeries (shop front)
Bakers shop – ex bakery
Bakers sundries manufacture
Bakery – retail only
Baking powder manufacture
Bank
Barbers
Barometer manufacture
Bathroom/kitchen wholesale
Bathroom showroom
Bearings supplier
Beauty parlour
Beauty salon
Bedding/mattress manufacture
Belt & brace manufacture
Betting shop
Billiard ball manufacture
Bingo hall
Biscuit manufacture
Bistro – (deep fat frying)
Bistro – (no deep fat frying)
Bleach manufacture
Bleachers
Blind retailer & manufacturer
Boat houses
Bone/horn/ivory works
Book makers
Book retailer
Book shop
Booksellers – retail
Booksellers – wholesale
Boot & shoe manufacture
Boot & shoe retailer
Boot & shoe wholesale
Bottlers/canners
Bowling alleys
Brake/clutch lining manufacture
Breweries
Brewers grain dryers
Bric-a-brac retailer
Brick & tile manufacture
Bridal wear retailer
Builders merchants – ex woodworking
Builders merchants – inc woodworking
Builders workshops & stores – ex woodworking
Builders workshops & stores – inc woodworking
Building society
Bulb manufacture
Butchers
Butchers with abattoir
Butchers with no abattoir
Cafe – (deep fat frying)
Cafe – (no deep fat frying)
Café – internet
Cafés/restaurants – (deep fat frying)
Cafés/restaurants – (no deep fat frying)
Cake mixture manufacture
Camera manufacture
Cameras – wholesale
Car valeters
Caravan sites
Carbon paper manufacture
Cardboard box/tube manufacture
Care home
Caribbean restaurant (deep fat frying)
Caribbean restaurant (no deep fat frying)
Carpet cleaners
Carpet fitters
Carpet retailer
Carpet warehouse
Carpet/rug manufacture
Cash & carry
Casino/gaming clubs
Catalogue shop
Catalogue shop (no mobile phones)
Catering equipment wholesale
Cattle market/auctions
CD’s, DVD’s retail only
Cd/records retailer
Cd/records/tapes wholesale
Cement works
Ceramic tiles retailer
Ceramic tiles wholesale
Charcoal manufacture
Charity shop
Chemist
Chemists – wholesale
Cheque cashing centre
Cheque convertors
Chicken takeaway
China & glass shop
China & glass wholesale
China/glass retailer
Chinese restaurant (deep fat frying)
Chinese restaurant (no deep fat frying)
Chinese takeaway
Chromium platers
Church hall
Cider manufacture
Cinema film dealers
Cinemas (ex-adult cinema)
Clinics
Clock manufacture
Clothing hire
Clothing retailer
Clothing wholesaler
Coal merchants – wholesale
Cobblers
Coffee roasters
Coffee shop – (deep fat frying)
Coffee shop – (no deep fat frying)
Coffee/sandwich bar retailer – (deep fat frying)
Coffee/sandwich bar retailer – (no deep fat frying)
Coin dealers
Compact disk manufacture
Computer games retailer
Computer retailer
Computer warehouse
Concert hall
Condensed milk manufacture
Confectioner retailer
Confectioners
Confectionery wholesale
Confectionery/cocoa manufacture
Convents
Cooking fat/dripping manufacture & refiners
Cosmetic manufacture
Cotton mills
Country mansions
Crematoria
Curtain makers
Curtain/fabric retailer
Curtain/fabric wholesale
Custard powder manufacture
Cycle repairers
Cycle shop
D.I.Y. Retailer
Dairies/creameries
Dance academies
Dance wear shop
Day nurseries
Deep freeze centres
Delicatessen only
Delicatessens
Dental labs
Department stores
Distilleries
DIY superstores ex woodworking
DIY superstores inc woodworking
Doctor’s surgery
Double glazing (sales only)
Double glazing manufacture – UPVC
Drapers warehouse
Drapers/soft furnishers
Dress hire shop
Dry cleaners
Dyers ex fur
Electric cable manufacture
Electrical component storage
Electrical engineers
Electrical goods – brown wholesale
Electrical goods – commercial wholesale
Electrical goods – white wholesale
Electrical goods retail only
Electrode manufacture
Electronic equipment manufacture ex computers
Electronic equipment manufacture inc computers
Enamellers
Engineering & mining company
English restaurant (deep fat frying)
English restaurant (no deep fat frying)
Engravers (metal)
Essence manufacture
Estate agent
European restaurant (deep fat frying)
European restaurant (no deep fat frying)
Exhaust fitters – (inc tyres)
Exhaust fitters – (no tyres)
Fancy dress/costume hire
Fancy goods retailer
Fancy goods wholesale
Fast food takeaway
Fibre product manufacture
Film manufacture
Film processors
Film studios
Fire place shop
Fish & chip shop
Fish curers
Fish mongers shop
Fishmongers
Flag/banner/bunting manufacture
Flax/linen mills
Florist shop
Flowers wholesale
Footwear retailer
French polishers/lacquerers
French restaurant (deep fat frying)
French restaurant (no deep fat frying)
Frozen food retailer
Frozen food retailer (no composite
panelling)
Fruit & veg wholesale
Fruit & veg retailer
Fruit syrup manufacture
Funeral director
Funeral directors & chapel of rest
Furniture manufacture
Furniture retailer
Furniture warehouse
Galvanisers
Garage – lock up
Garden centres
Garden supplies
Garden supplies retailer
Garra fish beauticians
General grocer/off licence
Gift shop
Glass bevellers/cutters
Glass manufacture
Glass manufacture wholesale
Glove manufacture
Glucose manufacture
Glue & gum manufacture
Glycerine manufacture
Golf professional shops
Grease manufacture
Greek restaurant (deep fat frying)
Greek restaurant (no deep fat frying)
Greengrocers
Greeting card wholesale/warehouse
Greeting cards shop
Grocery & provisions wholesale
Guest house – (deep fat frying)
Guest house – (no deep fat frying)
Guest houses ex DSS/students/asylum seekers
Guest houses inc DSS/students/asylum seekers
Gun dealers
Gun manufacture
Gun shop
Gymnasium
Haberdashers
Hairdresser & blind retailer
Hairdressers
Hardware retailer
Hardware wholesaler
Hat manufacture
Hat retail/milliners
Hat/milliners
Hauliers
Health club
Health foods shop
Hide/skin/leather wholesale ex clothing
Holiday camp
Hosiery/knitwear manufacture
Hosiery/lingerie retailer
Hosiery/lingerie wholesale
Hotel – (deep fat frying)
Hotel – (no deep fat frying)
Hotel ex DSS/students/asylum seekers
Hotel inc DSS/students/asylum seekers
Household goods retailer
Ice cream maker
Ice cream manufacture
Ice cream parlour
Ice cream retailer
Ink manufacture
Internet cafe – (deep fat frying)
Internet cafe – (no deep fat frying)
Iron gate manufacturers
Iron/steel foundries
Ironmongers/hardware wholesale ex woodworking
Ironmongers/hardware wholesale inc woodworking
Italian restaurant (deep fat frying)
Italian restaurant (no deep fat frying)
Jam/marmalade/jelly manufacture
Japanese restaurant (deep fat frying)
Japanese restaurant (no deep fat frying)
Jewellers – manufacture
Jewellery retailer
Jewellery wholesale
Joiners including dust extraction
Jute/hessian wholesale
Key cutting
Kitchen showroom
Lace factories
Lace wholesale
Lamp shade manufacture
Laser equipment manufacture
Launderettes (attended)
Launderettes (unmanned)
Launderettes
Leather goods manufacture
Leather goods retail – ex clothing
Leather goods retailer
Leather goods wholesale
Lebanese restaurant (deep fat frying)
Lebanese restaurant (no deep fat frying)
Leisure centre
Lens manufacture
Lighting retailer
Lithographic plate manufacture
Locksmiths
Luggage & handbag retailer
Marble works
Margarine manufacture
Market gardeners
Market halls
Martial arts centre only
Masonic hall
Meat wholesale
Mediterranean restaurant (deep fat frying)
Mediterranean restaurant (no deep fat frying)
Metal workers
Mexican restaurant (deep fat frying)
Mexican restaurant (no deep fat frying)
Millers – flour/corn/rice
Mineral oil refining
Mineral oil storage
Mirror manufacture
Mobile phone retailer/wholesale
Mobile phone shop
Mobility shop
Models (replica) retailer
Models retailer
Mot testing centre
Motor accessories retailer
Motor accessories wholesale – (ex tyres)
Motor accessories wholesale – (inc tyres)
Motor accessory manufacture
Motor garages – body repairs workshop
Motor garages – filling stations
Motor garages – other workshop
Motor garages – showrooms
Motor vehicle auction rooms
Motor vehicle manufacture
Museums/art galleries/exhibitions
Musical equipment manufacture – metal
Musical equipment manufacture – timber
Musical instruments retailer
Mustard manufacture
Neon light/illuminated sign manufacture
Newsagents
Newsagents/publishers wholesale
Nickel plating works
Nursery (children)
Nursery (plants etc)
Nursery goods retailer
Nursery goods wholesale
Nursing home
Off licence
Office (excluding taxi offices)
Office equipment retail
Office supplies retailer
Offices
Opticians
Paint & wallpaper retailer
Paint mixer
Paint retail
Paint wholesale
Painters & decorators workshops ex woodworkers
Painters & decorators workshops inc woodworkers
Paint/varnish/lacquer manufacture
Pawnbrokers
Pen manufacture
Pepper/spice grinders
Perfume manufacture
Pet/dog grooming parlours
Pet shop
Petrol filling station
Pharmaceutical manufacture
Photo development
Photographic dealers
Photographic equipment retailer
Photographic supplies manufacture
Pictures & frames retailer
Pizza restaurant (deep fat frying)
Pizza restaurant (no deep fat frying)
Pizza takeaway
Plant hirers
Plaster/plasterboard manufacture
Plastics storage
Platinum refiners
Plumber’s merchant
Post office
Potato crisp manufacture
Potteries
Pottery retailer
Precious stone cutters
Precision engineers & fabricators
Printers – newspaper
Printers – on cardboard box/tube
Printers – on other textiles
Printers – on paper/cardboard
Printers – on plastics
Printers – on silk
Printing machine repair & maintenance
Pub (no late licence/no live entertainment)
Public house – (deep fat frying)
Public house – (no deep fat frying)
Public house (late licence/live entertainment)
Pumping stations/waterworks
Racecourse
Radio station
Rag carbonisers
Rag grinders
Rags warehouse/wholesale
Record manufacture
Record shop
Recording studio
Records warehouse/wholesale
Repairers of garage equipment
Residential care home (OAP’s only)
Resin manufacture
Restaurant (no takeaway) – (deep fat frying)
Restaurant (no takeaway) – (no deep fat frying)
Restaurant (with takeaway)
Restaurants/cafe – (deep fat frying)
Restaurants/cafe – (no deep fat frying)
Ribbon manufacture
Riding schools/stables
Rope/twine/string manufacture
Sail cloth manufacture
Salt manufacture
Sandpaper/glass paper manufacture
Sandwich shop (deep fat frying)
Sandwich shop (no deep fat frying)
Sauce/pickle manufacture
Sauna/Turkish baths
Sausage skin manufacture
School wear retailer
Scientific instrument manufacture
Scout/guide premises
Sculpture studios
Second hand dealers
Self-catering accommodation
Sewing machine manufacture
Sewing machine retailer
Sex shop (licensed)
Shelters
Ship breakers
Shoe repairs
Shopping arcades
Sign writers
Skating rinks
Snooker hall
Soap manufacture
Social club
Social/members club (none football or religious related
Social/members club (none football or religious related) – (no deep fat frying)
Soft drink/mineral water manufacture
Soft drinks wholesale
Sports club
Sports equipment retailer
Sports equipment wholesale
Sports goods retailer
Sports stadia
Sportswear retailer
Starch manufacture
Stationers
Stationery retailer
Stationery wholesale
Steel/iron stockists
Stone & marble masons
Stone works & quarries
Storage of DIY equipment
Storage of motorcycles/motor vehicles
Storers of electrical lighting
Suet manufacture
Sugar manufacture/refiners
Sun bed salon
Sun bed/tanning salons
Supermarket
Surgeries
Surgeries (e.G. Doctor, vet, dentist)
Synthetic alcohol manufacture
Synthetic rubber manufacture
Tailors
Takeaway (no fish & chip shops)
Tanneries
Tarmac manufacture
Tattoo shop
Taxi office
Tea room
Tent makers
Thai restaurant (deep fat frying)
Thai restaurant (no deep fat frying)
Theatres
Thermometer manufacture
Tobacco warehouse – bonded
Tobacco warehouse – other
Tobacco/cigar/cigarette manufacture
Tobacconists
Toy manufacture
Toy shop
Transformer/electrical sub-stations
Travel agents
Tripe dressers
Trophy shop
Turkish restaurant (deep fat frying)
Turkish restaurant (no deep fat frying)
Tyre/exhaust fitters
Umbrella manufacture
Unoccupied
Unoccupied commercial – flea
Unoccupied commercial – wider perils
Unoccupied industrial – flea
Unoccupied industrial – wider perils
Unoccupied
Upholsterers
Upholsterers – retail
Vegetable oil refineries
Vets
Video shop
Video tape manufacture
Video/DVD hire
Vinegar bottlers/manufacture
Wallpaper manufacture
Washing powder manufacture
Watch & clock retailer
Watch manufacture
Water cooler retailer
Waxed paper/carton manufacture
Wholesaler of dental equipment & furniture
Wholesaler/repairer of cookers
Wig makers
Wine bar – (deep fat frying)
Wine bar – (no deep fat frying)
Wines & spirits wholesale
Woodworking (no power tools/machinery)
Woodworking (power tools/machinery)
Wool shop
Woollen mills
Woollen warehouse
Working mens club
Workshop for powder paint spraying
Worsted mills
Yeast manufacture
Youth club
Zoological gardens
Contract Cleaners
Care Homes, Hotel, Pub, Restaurant, University/College & School Cleaners
Carpet & Upholstery Cleaners
Conservatory Cleaners
Domestic Household (including end of tenancy) Cleaners
Domestic/Commercial Window Cleaners
Drain and Gutter Cleaners
Exterior Building and Roof Cleaners
Factory, Warehouse, Ductwork and Ventilation Cleaners
Guttering, Fascia & Soffit Cleaners
Motor Vehicle Valets (Including Commercial Vehicles)
Office (including Doctors &. Dentist Surgeries) and/or Shop Cleaners
Oven and Domestic Appliance Cleaners
Patio & Drive Cleaners (including power/pressure/jet washing up to 3000 PSI)
Swimming Pool Cleaners
Wheelie Bin Cleaners
Contractors All Risk
Acoustic engineers
Aerial erection (commercial)
Aerial erection (domestic work only)
Air condition/refrigeration engineers
Air conditioning engineers
Alarm installers ex heat (domestic & commercial)
Aertexer
Audio visual engineer
Bathroom installer
Bedroom furniture installation
Boiler services (domestic)
Boiler services (non-domestic)
Bricklayers
Builders
Cable/tv installations
Carpenters/joiners
Carpet fitters
Cavity wall insulators
Cctv installation
Ceiling installers
Cladding contractors (non timber)
Computer engineers
Conservatory installers
Curtain & blind fitters
Damp-proofing installer
Data cable installers ex trenching
Digital aerial installation (domestic only)
Domestic appliance repairer
Double glazing installers/glaziers
Draught proofing installers
Dry liner
Drystone wallers
Ductwork installers
Electrical contractors industrial
Electrical engineers
Escalator engineer
Fencing contractors
Fire equipment supply & maintain
Fire surround installation
Fitted furniture installers
Flooring contractors
Garage door installers/repairs
Garden equipment engineer
Gardeners ex landscaping
Glazier
Ground workers
Guttering & fascia board contractor (commercial)
Guttering & fascia board fitter
Gym equipment installers
Heating & ventilation contractor
Heating contractor (domestic only)
Insulation contractor
Interior designers/decorators
Kerb & paving layers
Kitchen installers (commercial)
Kitchen installers (domestic)
Landscaping contractors
Loft conversion contractors
Loft insulation
Mastic sealant contractors
Mechanical engineering
Metal fabricators
Monumental mason
Office equipment engineers
Painter/decorator 10m height limit
Painter/decorator industrial no height limit
Partitioning contractors
Paving path, drive & patio contractors
Pebble dashing & rending contractor
Plastering, pebble dash, aertex
Plumbers (domestic & light commercial only)
Plumbers & heating contractor (dom & light comm)
Property maintenance & repair
Roller shutter & door installation
Safe installers
Satellite dish installers/repairers (inc commercial)
Shelving & racking
Shop fitters
Sign erectors
Solar panel installation
Sprinkler installer ex heat
Sprinkler installer inc heat
Stair lift installers
Stonemasons
Tilers (ex roofs)
Timber decking contractors
Upholsterers
Wood burning stove installation
Events
Amateur dramatics
Animal show (cat, dog, domestic pets, reptiles)
Anniversary party
Antiques fair
Artists exhibition
Arts and crafts fair/sale
Athletics meeting or competition (road or track only) (non-televised)
Auction (not livestock)
Awards presentation
Baby and childrens market
Badminton match or tournament (non-televised)
Bag packing for charity
Ball or dance (not rave or disco)
Balloon release
Barbeque
Barn dance
Baseball match or tournament (non-televised)
Basketball match or tournament (non-televised)
Bazaar
Beach sports
Beauty pageant
Beer festival
Bike ride (not in mountains) (non-televised)
Bingo event
Board game competition or event
Boat show (land based only)
Book fair
Boot fair
Boot fair/car boot sale
Boxing match or tournament (non-televised)
Brass band meet/show
Bridge or beetle drive
Bring and buy sales
Camera club meeting or show
Camping/caravanning event (not wild camping)
Car boot sales
Car owners club meeting (static)
Car show (static)
Car wash
Careers fair
Carnival
Carol singing or concert
Casino night
Ceilidh
Charity collection
Cheerleeding event
Childrens concert
Christmas fair
Christmas light switch on
Christmas lights and tree display
Comedy show (amateur)
Community fun day
Computer or card game/competition
Computer or it show
Concert (classical jazz or folk)
Conference
Cookery demonstration
Country fair
Cricket (amateur)
Croquet match
Cultural festival
Cycling event (track/road only) (non-televised)
Dancing event/competition
Darts competition or marathon (amateur) (non-televised)
Debate (non party political and non religious)
Disco
Drive in cinema
Educational workshop
Eisteddfod
Exercise event
Exhibition (open to the public)
Exhibition (trade show)
Falconry display
Family fun day
Farmers market
Fashion show (not celebrity or designer)
Fete
Film fair (not premier)
Flea market
Flower arranging
Flower show
Food and wine festival
Food fair
Football/rugby tournament (amateur) (non-televised)
Fun run or walk (road or track only)
Game fair
Garden open day
Garden party
Ghost hunt
Golf match or tournament (amateur) (non-televised)
Graduation day
Hill/fell walk (not mountaineering or climbing)
Historic or garden walk
Hockey match (amateur) (non-televised)
Horse racing (participants not hospitality) (non-televised)
Horse show (not trials or point to point) (non-televised)
Horticultural show
Hospitality
Ice hockey event (non-televised)
Ice skating or dancing event (non-televised)
Incentive travel
Inland water based event (amateur only) (non-televised)
Jumble sale
Kite event
Laser/light show
Late night shopping
Leaflet promotion
Lecture
Light switch-on
Literary or poetry event
Litter pick
Lunch/dinner/banquet
Magic show
Majorette competition
Marathon (non-televised)
Meeting/seminar
Martial arts event
Model railway club meeting or event
Motor cycle show (static)
Murder mystery event
Music or arts festival or recital (not rock or pop)
Music concert (non-televised)
Needlework group meeting or event
Netball (amateur) (non-televised)
Paranormal investigation
Party
Photo shoot (not celebrity)
Ploughing match
Press event (non-televised)
Processions or parades (non political non religious)
Product launch
Quiz
Race night
Raft race (inland waters)
Recital
Recruitment fair
Re-enactment
Regatta (amateur and inland waters only) (non-motorised)
Religious festival (not processions or parades)
Remembrance day parade (non political)
Reunion
Road show
Roller derby (non-televised)
Rounders match
Rubber duck race
Rugby/football match (amateur) (non-televised)
Science fiction fair (e.g. Dr who)
Snooker or pool match or marathon (amateur) (non-televised)
Speed dating event
Squash match or tournament (non-televised)
Static car show
Steam rally
Street party
Swimming event (non-televised)
Table top sale
Talk club meeting
Tea or coffee morning/afternoon
Tennis (amateur) (non-televised)
Test drive
Torchlight procession (non political non religious)
Town crier competition
Toy fair
Treasure hunt
Tug of war
Volleyball match or tournament (non-televised)
Walk (not mountaineering)
Watersports event (amateur and inland waters only) (non-motorised)
Wedding fair (but not a wedding)
Wake/memorial (not a funeral)
Wrestling match (non-televised)
Fast Food
African restaurant (deep fat frying)
African restaurant (no deep fat frying)
American restaurant (deep fat frying)
American restaurant (no deep fat frying)
American takeaway
Arabian/middle east restaurant (deep fat frying)
Arabian/middle east restaurant (no deep fat frying)
Arabian/middle east takeaway
Asian sweet shop (deep fat frying)
Asian sweet shop (no deep fat frying)
Brazilian restaurant (deep fat frying)
Brazilian restaurant (no deep fat frying)
Brazilian takeaway
Cafe (deep fat frying)
Cafe (no deep fat frying)
Caribbean restaurant (deep fat frying)
Caribbean restaurant (no deep fat frying)
Caribbean takeaway
Chicken takeaway
Chinese restaurant (deep fat frying)
Chinese restaurant (no deep fat frying)
Chinese takeaway
Coffee house
Dessert restaurant
Dessert takeaway
English restaurant (deep fat frying)
English restaurant (no deep fat frying)
European restaurant (deep fat frying)
European restaurant (no deep fat frying)
Fish & chip shop
French restaurant (deep fat frying)
French restaurant (no deep fat frying)
Greek restaurant (deep fat frying)
Greek restaurant (no deep fat frying)
Internet cafe (deep fat frying)
Internet cafe (no deep fat frying)
Italian restaurant (deep fat frying)
Italian restaurant (no deep fat frying)
Japanese restaurant (deep fat frying)
Japanese restaurant (no deep fat frying)
Japanese takeaway
Lebanese restaurant (deep fat frying)
Lebanese restaurant (no deep fat frying)
Lithuanian restaurant (deep fat frying)
Lithuanian restaurant (no deep fat frying)
Lithuanian takeaway
Mediterranean restaurant (deep fat frying)
Mediterranean restaurant (no deep fat frying)
Mediterranean takeaway
Mexican restaurant (deep fat frying)
Mexican restaurant (no deep fat frying)
Mexican takeaway
Pizza restaurant (deep fat frying)
Pizza restaurant (no deep fat frying)
Pizza takeaway
Polish restaurant (deep fat frying)
Polish restaurant (no deep fat frying)
Polish takeaway
Russian restaurant (deep fat frying)
Russian restaurant (no deep fat frying)
Russian takeaway
Sandwich bar (deep fat frying)
Sandwich bar (no deep fat frying)
Seafood (only) restaurant
Tea room
Thai restaurant (deep fat frying)
Thai restaurant (no deep fat frying)
Thai takeaway
Turkish restaurant (deep fat frying)
Turkish restaurant (no deep fat frying)
Vegetarian restaurant (deep fat frying)
Vegetarian restaurant (no deep fat frying)
Vegetarian takeaway
Land Liability
Arable land
Car Parks
Development plots
Fishing lakes
Grazing, moorland or woodland
Moorland
Pastures
Private fields
Private road
Rough country
Self build
Undeveloped pasture
Woodlands
Liability (Per Capita) & (Wages & Turnover)
Accountant
Acoustic engineers
Actors
Actuarial consultancy
Actuary
Advertising agency
Advertising consultancy
Advertising contractors with height limit †
Aerial erection (commercial)
Aerial erection (domestic work only) †
Aerobics fitness instructor ex sports training †
Aikido instructor
Air conditioning engineers
Air conditioning/refrigeration engineers
Alarm installers ex heat domestic & commercial
Alloy wheel fitters †
Aqua aerobics instructor
Architects/surveyors
Art/craft manufacturer †
Artexers †
Artist/sculptors/potters †
Audio visual engineer †
Auditing
Authors
Auto electricians †
Auto electricians – inc service indemnity †
Barrister
Bath resurfacer †
Bathroom installer †
Beauticians †
Beauticians – mobile †
Beauticians (including treatment)
Beauticians including treatment-mobile
Bedroom furniture installation †
Belly fit instructor
Bill board poster
Body pump instructor
Body repairers †
Boiler services (domestic) †
Boxercise (non contact) instructor
Bricklayers †
Builders †
Butler
Cable/tv installations †
Cameramen
Canvassers †
Car audio/alarm installers †
Car chip/scratch companies †
Car delivery †
Car sales (excluding products liability)
Car valeters
Car wash – hand only
Car window etching †
Career consultants
Caretakers †
Carpenters/joiners (inc work away ex wwm) †
Carpenters/joiners (premises only inc wwm) †
Carpenters/joiners (inc away inc wwm) †
Carpet fitters †
Carpet/upholstery cleaners †
Cartoonists
Cavity wall insulators
Cctv installation
Ceiling installers †
Chair based exercise instructor
Chartered surveyors
Chauffeur services †
Cherry picker scissors lift
Child minders †
Children’s entertainers †
Childrens fitness instructor
Chimney sweep (pdh only) †
Chiropodists
Circuit training instructor
Civil celebrant †
Claims assessing
Cleaners (domestic/commercial ex industrial) †
Cleaners- industrial
Clerical
Clock repair engineer †
Coach operator
Commissioners for oaths
Composer
Computer engineers
Computer consultants
Conservatory installers †
Consulting engineers
Conveyancing
Counsellors
Couriers/light hauliers (exc cycles & motor cycles)
Cross fit instructor
Curtain & blind fitters
Curtain fitters †
Cycling instructor indoor only
Damp-proofing installer
Dance tutors
Data cable installers excl trenching
Design consultancy
Dietician
Digital aerial installation (domestic only)
Dj’s †
Dog groomers †
Dog walking/pet sitting †
Domestic appliance repairer
Domestic helps/home helps
Domestic oven cleaner †
Domestic shed/garage erection †
Double glazing installers/glaziers †
Doulas
Drain cleaners
Draught proofing installer
Draughtsmen
Driving instructor (private car only)
Dry liner †
Drystone wallers †
Ductwork installers
Electrical contractors – upto 10% ind. Work
Electrical contractors excluding industrial
Electrical contractors upto 50% phase 3 work
Electrical engineers excluding industrial
Engravers
Escalator engineer
Escalator engineer
Estate agents
Exhaust fitters †
Exhibition stand erectors
Fashion consultant
Fencing contractor †
Financial advisory service
Financial consultant/adviser
Financial services
Fire surround installation †
Fitness instructor
Fitsteps instructor
Fitted furniture installers †
Flagstaff installers †
Flooring contractors †
Floral & plant arrangers †
Floral & plant arrangers (inc work away) †
Food & drink distributors
Fork lift truck engineer
Fork lift truck instructor
French polisher and upholsters †
Furniture distributors/repairers †
Furniture removals
Garage door installers/repairs †
Garage shed erector †
Garden equipment engineer †
Gardeners excluding landscaping †
Garra fish beauticians †
Glazier
Grave diggers †
Group exercise instruction
Groundworkers (exc Northern Ireland)
Guttering & fascia board fitter †
Guttering & fascia contractor (commercial)
Gym equipment installers
Gymnastics (exc stunts/aerial work) instructor
Gymnastics (inc stunts/aerial work) instructor
Hairdressers †
Hairdressers (mobile) †
Haulage and drivers of HGV
Health & safety consultants
Heating and plumbing contractor (domestic)
Heating and ventilation contractor
Hgv/bus/tractor mechanics
Home carers
Home economist – must be rated on wages
and turnover
Home trader
House & pet sitters †
House sitters †
Hula hoop class instructor
Hygiene cleansers
Ice cream vendor †
Illustrators
Insanity fitness instructor
Insulation contractor
Insurance
Insurance advisor
Insurance assessor
Insurance broker
Insurance consultancy
Insurance intermediary
Interior designers/decorators
Investment consultancy
Investment management
Ironing services †
Journalist
Kettlercise instructor
Kitchen installers (commercial) †
Kitchen installers (domestic) †
Landscaping contractors †
Lawyers
Leaflet distributors †
Locksmiths †
Loft conversion contractors
Loft insulation
Loss adjuster
Loss assessor
Management consultants
Market research consultants
Market trader – please use ce market traders
Market trader inc. products liability
Marketing consultancy
Marquee erectors †
Marriage guidance
Mastic sealant contractors †
Mechanics – including service indemnity
Mechanics (public liability only) †
Mechanics inc products liability †
Milkmen (ex road traffic act cover) †
Mobile mechanics †
Mobile mechanics – inc service indemnity †
Mobile mechanics inc products liability †
Mobile tyre fitters
Monumental mason †
Mortgage brokers
Motor cycle mechanic †
Motor cycle mechanic inc service indemnity †
Music teacher †
Non-manual site supervising
Office equipment engineers †
Office fitter †
Other – not listed
Other
Outside caterer
Paint decorate 10m height limit †
Panel beater inc service indemnity †
Panel beatings †
Partitioning contractors †
Party planners
Paths drives patio cleaners ex clean buildings †
Paving path drive and patio contractors †
Pebble dash & rending contractor †
Pebbledashing & rendering contractors †
Pedal cycle mechanic inc service indemnity
Pedal cycle mechanics
Personal training instructor
Personnel consultancy
Pest controllers
Photographers and photo developers (print labs)
Piano tuners †
Picture framer †
Pilates instructor
Plastering pebble dash artex †
Plumbers (dom & light comm)
Plumbing & heating contractor (dom & light comm)
Pole dancing teacher
Printers
Private tutors
Property consultancy
Property letting
Property maintenance and repair †
Property management
Psychiatrist
Public relation consultancy
Removal contractors domestic/office
Research consultancy
Retail (sales only)
Roller shutter & door installation
Safe installation and removal
Safe installers
Satellite dish installers/repairers (inc commercial) †
Sculptors
Secretarial agency (excl. Hired-out staff)
Secretarial services
Security light fitters
Self drive hire †
Self employed promotional people
Shed/garage erectors †
Shoe repair/key cutter †
Shopfitters †
Sign & poster maintenance †
Sign erectors †
Sign makers †
Silk screen printers
Solar panel installation
Solicitor
Speech therapy
Spinning instructor
Sports coaches/teachers
Sprinkler installer inc heat
Sprinklers install excl heat
Squash instructor
Stair lift installers †
Stockbroking
Stonemasons
Street furniture installers †
Surveyors
Tailors †
Tanning studio
Tattooist
Tax consultants
Taxi drivers †
Teachers (excluding manual activities)
Teachers (inc manual activities)
Telecommunication engineers †
Tent/marquee erectors †
Tilers (excl roofs) †
Timber decking contractors †
Touring caravan maintenance †
Touring caravan maintenance-exc service indemnity †
Translator
Travelling/on foot salesmen
Typewriter services
Typing and copying bureau
Tyre fitters
Ultimate frisbee instructor
Underwriting agency
Upholsterers †
Upvc windows/doors manufacture ex installation †
Valuer
Website designer
Wedding planners
Wheelie bin cleaning †
Window cleaners (commercial) †
Window cleaners (domestic) †
Windscreen fitters †
Windscreen repairs †
Woodburning stove installation
Yoga instructor
Zumba instructor
Market Traders & Online Retailers
Antique dealers
Aromatherapy
Art dealers
Artists
Arts & crafts
Awnings
Baby goods inc. Prams/pushchairs
Bags & suitcases
Bathroom & kitchen equipment
Beauticians
Beauty therapy
Bedding & towels
Blacksmiths
Book exchange
Books & magazines
Boot shoe repair
Bric-a-brac
Butcher
Candles
Car accessories
Card crafting
Carpets & rugs
Cash 4 gold
Charity stalls
China & glass
Christmas trees & decorations
Cleaning products for home & car
Clothing
Computer equipment
Cosmetics
Costumiers
Dairy products (including cheese)
Delicatessen
Do it yourself
Domestic machinery
Drapers
Electrical goods
Embroidered furnishings
Engraver
Fancy goods
Fishing equipment
Fishmonger
Flowers
Fruit & veg
Furniture sales
Garden plants/ornaments
Gowns
Green grocers
Haberdashery & needlecraft
Hair accessories
Handbags & accessories
Handcraft jewellery
Handcrafted beaded jewellery
Handmade dolls houses & furniture
Handmade gifts
Hardware
Health foods
Herbalism
Homemade beer, cider, wine
Homeware
Hosiery
Iron monger/key cutter
Jam & preserves
Jewellery
Knitted items
Leather goods
Lighting
Locksmiths
Mobile phone accessories
Motor/motor bike/cycle parts
Music & dvd
Musical instruments
Ornamental sculptor
Outfitters
Paint & wallpaper
Party supplies
Pet food & accessories
Picture frames/mirrors
Pottery
Radio/tv/tape
Second hand cameras
Soft furnishings
Sporting equipment
Stationery
Sweet stall
Tobacconists
Toy seller
Train sets
Vintage clothing/jewellery
Wines/spirits/tobacco
Wool
Office & Office (Material Damage Only)
All offices (other than those listed)
Contractors office (officer material damage only)
Modelling agencies
Recruitment agencies
Surgeries
Taxi office (no public access)
Travel agents
Outside Caterer
Bread delivery
Buffet caterers
Cake making & chocolate fountains
Catering trailers
Coffee rounds
Coffee shop
Contract caterers (golf clubs/pubs/canteens etc)
Cookery demonstrators
Dinner parties
Farmers markets
Food kiosks
Fruit/vegetable stall
Hog roasts & barbecues
Home preserve
Hot food vans
Ice cream vans & bikes
Jiffy trucks
Juice/smoothie bar
Market stall caterers
Marquee caterers
Milk delivery
Mobile bars
Mobile butchers
Mobile shop
Other not listed
Outside caterers
Sandwich rounds
Sandwich shop
Street food operator
Sweet cart/stand (attended)
Tea room
Vending machines
Wet fish round
Public House
Members Clubs
Political clubs
Public house
Snooker & pool hall
Social club
Sports club
Wine bar
Working mens clubs
Shop
Aquarium
Art & craft supplies
Bakers (baking on premises)
Bakers (not baking on premises)
Bathroom/kitchen retail
Beauticians
Bedding retail
Book sellers
Bric-a-brac
Butchers & poulterers
Cameras
Camping equipment
Carpets
Charity shop
Chemists & toiletries
Cheque cashers
China & glassware
Clothing – asian
Clothing – baby wear
Clothing – bridal wear
Clothing – fashion & designer wear
Clothing – hats
Clothing – knitwear
Clothing – lingerie
Clothing – other clothing
Clothing – scarfs
Clothing – sports clothing
Cobblers/key cutters
Computers
Computer game retail
Confectionary
Cycles
Delicatessen
Diy stores
Dog groomers shop
Double glazing and replacement window showroom
Drapers (inc. Curtains & blinds)
Dvds, records, cassettes & cds
E-cigarettes
Electrical goods – brown goods
Electrical goods – white goods
Equestrian
Fancy dress
Fancy goods
Film processors
Fireplaces
Fishing tackle
Fishmongers
Florists
Footwear
Frozen food
Fruiterers
Furniture
Garden supplies
Garra fish beauticians
General grocers
Gift shop
Golf shops
Greengrocers
Greetings card shop
Haberdasheries
Hairdressers
Hair products only
Halal butchers
Hardware
Health food
Hobby & model shop
Household goods
Intruder alarms
Kitchenware/catering equipment
Lamps & lights
Leather goods (excluding clothing)
Luggage & hand bags
Milliner
Motor accessories
Music shop
Musical instruments
Newsagents
Nursery goods
Off licences
Office equipment
Opticians
Paint & wallpaper
Pawnbroker
Perfume & cosmetics
Pet food shops
Pet shops
Piano retail
Picture framers
Post offices
Pound shop
Print shop
Record shop
Records, cassettes & cds
Sewing machines
Soft furnishings
Sports equipment (excluding clothing)
Stationers
Tailors
Take away – cold
Tanning salon
Tattoo studio
Textile shops
Tie shops
Tile shop
Tobacconists
Toys
Video
Watch & clock
Wool (excluding knitwear)
Wholesale
Abrasive compounds and cleaners
Alarm & security equipment
Babywear
Bathroom equipment
Bedding
Blinds & curtains (excluding manufacturing)
Boot & shoe
Bridal wear
Builders merchants
Butchers & poulterers
Cameras
Camping equipment
Canned goods
Cash & carry
Ceramics and pottery (excl manufacturing or use of kiln)
Cheese
Childrenswear
Cleaning materials
Clothing
Compressed air tools
Computer and peripherals
Confectionary
Contact lens
Cooked meat
Cycles
Eggs
Electrical appliance – domestic brown goods
Electrical appliance – domestic white goods
Electrical components
Electrical goods – commercial
Fire alarm systems
Fireplaces
Fruit or flowers
Golf equipment
Hosiery
Ironmongers/hardware
Jam and preserve
Jute/hessian
Kitchen/bedroom unit
Knitting/textile machinery
Knitwear and knitted goods
Lace
Marble, stone and granite
Meat
Meat (excluding knifework)
Mirror
Motor accessories
Musical instrument
Nails, nuts, bolts and screws
Nuts (edible)
Office machinery & equipment
Optical instrument
Paint & wallpaper
Paving
Perfume and toiletries
Plumbers merchants
Pottery (excluding manufacturing or use of kilns)
Records
Roller shutter
Scarves
Silk
Soft drinks
Solar panel
Sports goods
Stoneware
Tarpaulin
Tent/marquee (excluding hire)
Tile
Toys
Wines & spirits merchants