Contractors All Risk

Target Market
Our Contractors all Risk product is underwritten by HSB Engineering Insurance Limited and is suitable for small to medium sized contractors that require insurance cover for contract works, tools, plant (hired and owned), personal (including employees) tools.

Contract Works available in isolation
Contract Limit available up to £1,500,000
Contract Works on or adjacent to the site of any Contract and whilst in Transit covered on an All Risks basis up to handover and 14 days thereafter where required by Contract
180 days additional cover beyond completion for private dwelling houses
12 month maintenance period for visits and defects liability
Automatic cover for show houses and contents, subject to a limit of £50,000 for contents of any one show house

Automatic cover for dismantling, demolition, removal of debris and clearing of drains
Automatic cover for professional fees
Covers clerical costs for rewriting plans, drawings or other contract documents if damaged up to £25,000
Covers continuing hiring charges for which you are liable following an incident.
Legal expenses cover for Hired in Plant, provided we have consented in writing

Owned Plant available on an All Risks basis available up to £250,000
Hired in Plant available on an All Risks basis available up to £250,000
Employees’ Tools & Personal Effects used on site/adjacent to the site up to £25,000 (Max SI per
Employee up to £1,000)
Free issue materials’ for which the insured is responsible for