Office

Underwritten by: AmTrust Specialty Limited or Ascot Group’s Syndicate 1414 at Lloyd’s

Our Office product underwritten by AmTrust Specialty Limited is suitable for offices, surgeries, travel agents and recruitment agencies. This is a material damage and liability package product that provides insurance cover for buildings, contents, stock, business interruption, money, goods in transit and book debts combined with public, products and employers’ liability insurance. AmTrust underwrites the property covers and Ascot underwrites the liability covers.

In addition, the product also provides the option to cover legal expenses and terrorism cover.

The product is not suitable for contractors’ offices, political offices, taxi offices (with public access) and offices used by money lenders, bailiffs and/or private investigators.

The Office product will now allow material damage cover in isolation.

Tailored Liability & Property Insurance for Offices
Appetite Includes Recruitment/Travel Agents & Surgeries
Public, Products & Employers’ Liability Included Standard
FREE £2,500 Money in Premises Cover
Personal Assault Cover (Included as Standard)
Material Damage Cover Available in Isolation

For the full Target Market Statement and supporting information please click here

Features and Benefits

  • Removal of Debris Cover – Up to £25,000
  • Locks & Keys Replacement Cover – Up to £1,000
  • Architects, Surveyors, Legal Fees – Up to £25,000
  • 25% Seasonal Stock Increase Cover
  • Temporary Removal Cover – Up to 10% of Contents Sum Insured
  • Loss of Utilities Cover
  • Non-Manual Work Overseas Cover
  • Loss of Metered Water – Up to £5,000
  • Rent Payable Cover
  • Trace & Access Cover – Up to £2,500
  • Denial of Access Cover
  • Alternative Residential Accommodation Cover
For further information on Limits and Exclusions please click here to download the policy documentation

Optional Extras

Insurer Rating

Insurer Panel

AM Best

S&P

AmTrust Specialty Limited

A-

N/A

Ascot Group’s Syndicate 1414 at Lloyd’s

A+

AA