Office

 

Designed for many types of offices, this has been created to meet the needs of professional businesses, from accountants to solicitors and estate agents to travel agents. You get the cover you need with our Office Policy.

Features


  • Contents & Business Equipment cover
  • Business Interruption
  • Money
  • Goods in Transit
  • Book Debts
  • Employer’s Liability
  • Public & Products Liability
  • Loss of Metered Water £2,500 any one claim, maximum £5,000 anyone period of insurance
  • Landscaped gardens - following damage by emergency services £1,000 in anyone period of insurance
  • Trace and Access up to £2,500
  • Capital Additions - 10% of the building sum insured or £250,000 whichever is less. 10% of trade contents for fixtures and fittings or £100,000 whichever is less
  • Replacement of locks and keys following theft or damage £1,000 anyone claim
  • Seasonal Increase - the stock is increased by 25% during the months of November and December and the first 14 days of January
  • Rent Payable - up to 25% of the contents sum insured 
  • Rent Receivable

Optional Extensions

  • Buildings cover available as an optional extension
  • Glass, Canopies & Signs available up to a limit of £10,000
  • Legal Expenses as an optional extension
  • Terrorism available as an optional extension