Offering affordable cover for Residential Landlords of single or multiple properties with our Residential Property Owners policy.
Schemes: Let Protect & Let Shield
Features & Benefits common to both schemes
Free £5,000 Landlords Contents when tenanted by professionals, students or DSS (Non-Referral). All white and brown goods included if supplied by the landlord
Accidental Damage to buildings is automatically included for professionals, students and DSS (Non-referrals)
Property Owner’s Liability £2,000,000 (Limit of Indemnity)
Loss of Rent 20% (Building Sum Insured), or up to £150,000 alternative accommodation except for unoccupied properties
Trace and Access up to £5,000
Accidental Damage to cables & underground services
Loss of Metered Water £2,500 any one claim, maximum £5,000 any one period of insurance
Index linking in the event of a claim
Unauthorised use of utilities cover up to £5,000
Capital Additions - 10% of the BSI or £250,000 whichever is less
Landscaped gardens - following damage by emergency services £5,000 in anyone period of insurance
Removal of wasp and bee nests - £1,000 in anyone period of insurance (£50 excess applies)
Clean-up costs and remedial work following the Illegal Cultivation of Drugs – up to £5,000 in any one period of insurance
Malicious Damage caused by persons authorised to be in the buildings* - Limited to £5,000 if there is not a satisfactory tenant’s reference
*excluding buildings occupied by Asylum Seekers
Optional Extras
Option to extend Property Owner's Liability to £5,000,000 LOI
Differing degrees of cover available when unoccupied (See document below for further details)
