Commercial & Industrial
Property Owners


Target Market
Our Commercial & Industrial property owners’ products are suitable for commercial and/or industrial properties that are tenanted, owner-occupied or vacant.

These products provide insurance cover for buildings, contents, loss of rent and property owners’ liability insurance.
In addition, terrorism covers can be added onto our commercial & industrial property owners’ products.

Scheme: Ascot Group’s Syndicate 1414 at Lloyd’s

Features & Benefits

  • Property Owner’s Liability £2,000,000 (Limit of Indemnity)
  • The cost of replacing external locks following theft of keys up to £1,000
  • Trace and Access costs up to £5,000
  • Unauthorised use of utilities up to £10,000
  • Loss of Metered Water £2,500 any one claim, maximum £5,000 any one period of insurance
  • Cover limited to £5,000 for damage caused by malicious persons authorised to be in any part of the buildings
  • Damage to landscaped gardens up to £25,000
  • Accidental Damage to cables & underground service
  • Pro rata cancellation subject to minimum time on risk charge

Optional Extras

  • Book Debts available up to a limit of £100,000
  • Option to include Property Owner’s Liability to £5,000,000 LOI
  • Wider levels of cover available for Unoccupied Properties (please see document below detailing cover)
  • Buildings cover – Accidental Damage available
  • Landlords Contents cover – Accidental Damage available
  • Terrorism is available as an optional extra