Residential Property Owners
Professionals
Students
DSS Non-Referrals
DSS Referrals
Asylum Seekers
Holiday / Second Homes
Unoccupied Properties
Commercial & Industrial Property Owners
Abattoir/slaughterhouse
Aerodromes/airfields
African restaurant
Agricultural machinery dealers/engineers
Aircraft engine manufacture
Alkali/soda/acid manufacture
Aluminium manufacture
American restaurant
American takeaway
Amusement arcade
Analytical chemists & labs
Angling equipment retail only
Angling shops
Angling/camping equipment manufacturer
Angling/camping wholesale
Animal breeders/kennels
Animal feedstuff manufacture
Antique shop
Army & navy shop
Art & craft retail only
Art & craft shop
Art dealers
Art gallery
Artificial silk spinners & manufacture
Artificial stone manufacture
Artists studios
Asbestos & asbestos products manufacture
Asian sweet shop
Assayers (gold & silver)
Athletic/sports club
Auction rooms – ex motor/livestock
Audio cassette manufacture
Baby/children’s wear
Bacon/ham curers
Bakeries (shop front)
Bakers shop – ex bakery
Bakers sundries manufacture
Bakery – retail only
Baking powder manufacture
Bank
Barbers
Barometer manufacture
Bathroom/kitchen wholesale
Bathroom showroom
Bearings supplier
Beauty parlour
Beauty salon
Bedding/mattress manufacture
Belt & brace manufacture
Betting shop
Billiard ball manufacture
Bingo hall
Biscuit manufacture
Bistro
Bleach manufacture
Bleachers
Blind retailer & manufacturer
Boat houses
Bone/horn/ivory works
Book makers
Book retailer
Book shop
Booksellers – retail
Booksellers – wholesale
Boot & shoe manufacture
Boot & shoe retailer
Boot & shoe wholesale
Bottlers/canners
Bowling alleys
Brake/clutch lining manufacture
Breweries
Brewers grain dryers
Bric-a-brac retailer
Brick & tile manufacture
Bridal wear retailer
Builders merchants
Builders workshops & stores
Building society
Bulb manufacture
Butchers
Butchers
Cafe
Café – internet
Cafés/restaurants
Cake mixture manufacture
Camera manufacture
Cameras – wholesale
Car valeters
Caravan sites
Carbon paper manufacture
Cardboard box/tube manufacture
Care home
Caribbean restaurant
Carpet cleaners
Carpet fitters
Carpet retailer
Carpet warehouse
Carpet/rug manufacture
Cash & carry
Casino/gaming clubs
Catalogue shop
Catering equipment wholesale
Cattle market/auctions
CD’s, DVD’s retail only
Cd/records retailer
Cd/records/tapes wholesale
Cement works
Ceramic tiles retailer
Ceramic tiles wholesale
Charcoal manufacture
Charity shop
Chemist
Chemists – wholesale
Cheque cashing centre
Cheque convertors
Chicken takeaway
China & glass shop
China & glass wholesale
China/glass retailer
Chinese restaurant
Chinese takeaway
Chromium platers
Church hall
Cider manufacture
Cinema film dealers
Cinemas (ex-adult cinema)
Clinics
Clock manufacture
Clothing hire
Clothing retailer
Clothing wholesaler
Coal merchants – wholesale
Cobblers
Coffee roasters
Coffee shop
Coffee/sandwich bar retailer
Coin dealers
Compact disk manufacture
Computer games retailer
Computer retailer
Computer warehouse
Concert hall
Condensed milk manufacture
Confectioner retailer
Confectioners
Confectionery wholesale
Confectionery/cocoa manufacture
Convents
Cooking fat/dripping manufacture & refiners
Cosmetic manufacture
Cotton mills
Country mansions
Crematoria
Curtain makers
Curtain/fabric retailer
Curtain/fabric wholesale
Custard powder manufacture
Cycle repairers
Cycle shop
D.I.Y. Retailer
Dairies/creameries
Dance academies
Dance wear shop
Day nurseries
Deep freeze centres
Delicatessen only
Delicatessens
Dental labs
Department stores
Distilleries
DIY superstores woodworking
Doctor’s surgery
Double glazing (sales only)
Double glazing manufacture – UPVC
Drapers warehouse
Drapers/soft furnishers
Dress hire shop
Dry cleaners
Dyers ex fur
Electric cable manufacture
Electrical component storage
Electrical engineers
Electrical goods
Electrical goods retail only
Electrode manufacture
Electronic equipment manufacture
Enamellers
Engineering & mining company
English restaurant
Engravers (metal)
Essence manufacture
Estate agent
European restaurant
Exhaust fitters
Fancy dress/costume hire
Fancy goods retailer
Fancy goods wholesale
Fast food takeaway
Fibre product manufacture
Film manufacture
Film processors
Film studios
Fire place shop
Fish & chip shop
Fish curers
Fish mongers shop
Fishmongers
Flag/banner/bunting manufacture
Flax/linen mills
Florist shop
Flowers wholesale
Footwear retailer
French polishers/lacquerers
French restaurant
Frozen food retailer
Frozen food retailer (no composite panelling)
Fruit & veg wholesale
Fruit & veg retailer
Fruit syrup manufacture
Funeral director
Funeral directors & chapel of rest
Furniture manufacture
Furniture retailer
Furniture warehouse
Galvanisers
Garage – lock up
Garden centres
Garden supplies
Garden supplies retailer
Garra fish beauticians
General grocer/off licence
Gift shop
Glass bevellers/cutters
Glass manufacture
Glass manufacture wholesale
Glove manufacture
Glucose manufacture
Glue & gum manufacture
Glycerine manufacture
Golf professional shops
Grease manufacture
Greek restaurant
Greengrocers
Greeting card wholesale/warehouse
Greeting cards shop
Grocery & provisions wholesale
Guest house
Guest houses ex DSS/students/asylum seekers
Guest houses inc DSS/students/asylum seekers
Gun dealers
Gun manufacture
Gun shop
Gymnasium
Haberdashers
Hairdresser & blind retailer
Hairdressers
Hardware retailer
Hardware wholesaler
Hat manufacture
Hat retail/milliners
Hat/milliners
Hauliers
Health club
Health foods shop
Hide/skin/leather wholesale ex clothing
Holiday camp
Hosiery/knitwear manufacture
Hosiery/lingerie retailer
Hosiery/lingerie wholesale
Hotel – (deep fat frying)
Hotel – (no deep fat frying)
Hotel ex DSS/students/asylum seekers
Hotel inc DSS/students/asylum seekers
Household goods retailer
Ice cream maker
Ice cream manufacture
Ice cream parlour
Ice cream retailer
Ink manufacture
Internet cafe
Iron gate manufacturers
Iron/steel foundries
Ironmongers/hardware wholesale ex woodworking
Ironmongers/hardware wholesale inc woodworking
Italian restaurant
Jam/marmalade/jelly manufacture
Japanese restaurant
Jewellers – manufacture
Jewellery retailer
Jewellery wholesale
Joiners including dust extraction
Jute/hessian wholesale
Key cutting
Kitchen showroom
Lace factories
Lace wholesale
Lamp shade manufacture
Laser equipment manufacture
Launderettes (attended)
Launderettes (unmanned)
Launderettes
Leather goods manufacture
Leather goods retail – ex clothing
Leather goods retailer
Leather goods wholesale
Lebanese restaurant
Leisure centre
Lens manufacture
Lighting retailer
Lithographic plate manufacture
Locksmiths
Luggage & handbag retailer
Marble works
Margarine manufacture
Market gardeners
Market halls
Martial arts centre only
Masonic hall
Meat wholesale
Mediterranean restaurant
Metal workers
Mexican restaurant
Millers – flour/corn/rice
Mineral oil refining
Mineral oil storage
Mirror manufacture
Mobile phone retailer/wholesale
Mobile phone shop
Mobility shop
Models (replica) retailer
Models retailer
Mot testing centre
Motor accessories retailer
Motor accessories wholesale
Motor accessory manufacture
Motor garages – body repairs workshop
Motor garages – filling stations
Motor garages – other workshop
Motor garages – showrooms
Motor vehicle auction rooms
Motor vehicle manufacture
Museums/art galleries/exhibitions
Musical equipment manufacture – metal
Musical equipment manufacture – timber
Musical instruments retailer
Mustard manufacture
Neon light/illuminated sign manufacture
Newsagents
Newsagents/publishers wholesale
Nickel plating works
Nursery (children)
Nursery (plants etc)
Nursery goods retailer
Nursery goods wholesale
Nursing home
Off licence
Office (excluding taxi offices)
Office equipment retail
Office supplies retailer
Offices
Opticians
Paint & wallpaper retailer
Paint mixer
Paint retail
Paint wholesale
Painters & decorators workshops ex woodworkers
Painters & decorators workshops inc woodworkers
Paint/varnish/lacquer manufacture
Pawnbrokers
Pen manufacture
Pepper/spice grinders
Perfume manufacture
Pet/dog grooming parlours
Pet shop
Petrol filling station
Pharmaceutical manufacture
Photo development
Photographic dealers
Photographic equipment retailer
Photographic supplies manufacture
Pictures & frames retailer
Pizza restaurant
Pizza takeaway
Plant hirers
Plaster/plasterboard manufacture
Plastics storage
Platinum refiners
Plumber’s merchant
Post office
Potato crisp manufacture
Potteries
Pottery retailer
Precious stone cutters
Precision engineers & fabricators
Printers – newspaper
Printers – on cardboard box/tube
Printers – on other textiles
Printers – on paper/cardboard
Printers – on plastics
Printers – on silk
Printing machine repair & maintenance
Pub (no late licence/no live entertainment)
Public house
Pumping stations/waterworks
Racecourse
Radio station
Rag carbonisers
Rag grinders
Rags warehouse/wholesale
Record manufacture
Record shop
Recording studio
Records warehouse/wholesale
Repairers of garage equipment
Residential care home (OAP’s only)
Resin manufacture
Restaurant (no takeaway)
Restaurant (with takeaway)
Restaurants/cafe
Ribbon manufacture
Riding schools/stables
Rope/twine/string manufacture
Sail cloth manufacture
Salt manufacture
Sandpaper/glass paper manufacture
Sandwich shop
Sauce/pickle manufacture
Sauna/Turkish baths
Sausage skin manufacture
School wear retailer
Scientific instrument manufacture
Scout/guide premises
Sculpture studios
Second hand dealers
Self-catering accommodation
Sewing machine manufacture
Sewing machine retailer
Sex shop (licensed)
Shelters
Ship breakers
Shoe repairs
Shopping arcades
Sign writers
Skating rinks
Snooker hall
Soap manufacture
Social club
Social/members club
Soft drink/mineral water manufacture
Soft drinks wholesale
Sports club
Sports equipment retailer
Sports equipment wholesale
Sports goods retailer
Sports stadia
Sportswear retailer
Starch manufacture
Stationers
Stationery retailer
Stationery wholesale
Steel/iron stockists
Stone & marble masons
Stone works & quarries
Storage of DIY equipment
Storage of motorcycles/motor vehicles
Storers of electrical lighting
Suet manufacture
Sugar manufacture/refiners
Sun bed salon
Sun bed/tanning salons
Supermarket
Surgeries
Surgeries (e.G. Doctor, vet, dentist)
Synthetic alcohol manufacture
Synthetic rubber manufacture
Tailors
Takeaway (no fish & chip shops)
Tanneries
Tarmac manufacture
Tattoo shop
Taxi office
Tea room
Tent makers
Thai restaurant
Theatres
Thermometer manufacture
Tobacco warehouse – bonded
Tobacco warehouse – other
Tobacco/cigar/cigarette manufacture
Tobacconists
Toy manufacture
Toy shop
Transformer/electrical sub-stations
Travel agents
Tripe dressers
Trophy shop
Turkish restaurant
Tyre/exhaust fitters
Umbrella manufacture
Unoccupied
Unoccupied commercial – flea
Unoccupied commercial – wider perils
Unoccupied industrial – flea
Unoccupied industrial – wider perils
Unoccupied
Upholsterers
Upholsterers – retail
Vegetable oil refineries
Vets
Video shop
Video tape manufacture
Video/DVD hire
Vinegar bottlers/manufacture
Wallpaper manufacture
Washing powder manufacture
Watch & clock retailer
Watch manufacture
Water cooler retailer
Waxed paper/carton manufacture
Wholesaler of dental equipment & furniture
Wholesaler/repairer of cookers
Wig makers
Wine bar
Wines & spirits wholesale
Woodworking
Wool shop
Woollen mills
Woollen warehouse
Working mens club
Workshop for powder paint spraying
Worsted mills
Yeast manufacture
Youth club
Zoological gardens
Landlords Contents
Professionals (including retirees)
Students and/or DSS non-referral tenants
Unoccupied
Contractors and Tradespeople
Acoustic engineer
Advertising contractor
Aerial erecting contractor
Air conditioning and/or refrigeration engineer
Air conditioning contractors and/or refrigeration engineer
Air conditioning installation contractor
Air source heat pump installation
Alarm installer
Artexer
Audio visual engineer
Bath resurfacer
Bathroom installer
Bedroom furniture installer
Blind fitter
Boiler services
Bricklayer
Builder
Cable/tv installer
Carpenter and/or joiner
Carpenter
Carpet fitter
Cctv installator
Ceiling contractor
Chimney sweeper
Conservatory installer
Curtain and blind fitter
Curtain fitter
Damp-proofing installer
Data cable installer (excluding trenching)
Digital aerial installer
Domestic appliance repairer (not plumbed in)
Domestic appliance repairer (plumbed in)
Door entry system installer
Door fitter
Double glazing installers/glazier
Draught proofing installer
Driveway and patio contractors
Dry liner
Drystone waller
Ductwork installer
Electrician
Engraver
Escalator engineer
Exhibition stand erector
Fencer/fencing contractor
Fire place installer
Fire surround installer
Fitted furniture installer
Flooring contractor
French polisher and upholster
Furniture assembly & repairer
Furniture installer
Furniture removals
Furniture restorer
Garage door installers/repairer
Garden equipment engineer
Gardener (excluding landscaping)
Gas fitter
Gate installer
Glazier
Guttering and fascia board fitter
Gym equipment installer
Handyman
Handyperson
Handywoman
Heating and ventilation contractor
Interior designer including decorating
Joiners
Kerb and paving layer
Kitchen installer
Landscaping contractor
Lawn services
Lighting installation
Loft conversion contractor
Loft insulation contractor
Marquee erectors
Mastic sealant contractor
Office equipment engineer
Office fitter
Painter & decorator
Partitioning contractor
Paving contractor
Paving, path, drive and patio contractor
Pebbledashing and rendering contractor
Pest and vermin control
Plasterer
Plumber
Plumbing and heating contractor
Property maintenance and repair
Refrgeration engineer
Removal contractors domestic/office
Rendering contractor
Roller shutter and door installer
Safe installation and removal
Satellite dish installer/repairer
Security light fitter
Shed/garage erection
Shelving and racking installer
Shopfitter
Sign erectors
Sign maker
Solar panel installers
Stair lift installer
Stonemason
Street furniture installer
Tiler (ceiling, wall and floor)
Timber decking contractor
Upholsterer
Woodburning stove installer
Types of Motor Trade Covered
Auto electrician including alarm and/or tracker installations
Body repairers, panel beaters, &/or towbar fitters
Car wash/valeters/detailers
Classic vehicle restoration
Mechanical service, repairs and MOT testing including smart repairs
Motor factor or parts retailer
Motor vehicle conversions
Sales of vehicles
Tyre fitters and alloy wheel repairs
Windscreen repairs, fitting and tinting and/or vehicle signage and wrapping
Types of Vehicles Covered
Agricultural vehicles (excluding tractors) or mobile plant
Buses, coaches or minibuses
Caravans, camper vans or motorhomes
Commercial goods vehicles in excess of 7.5 Tons (including hgv trailers and tractors of any gross vehicle weight)
E bikes and/or e scooters
Motor cars and light goods vehicles (below 7.5 Tons)
Motorcycles/mopeds
Pedal cycles
Quad bikes, trikes or atvs
Trailers (excluding hgv trailers)
Contract Cleaners
After builders cleaning services
Caravan & leisure home cleaners
Care home, community centre, hotel, pub, restaurant, university, college & school Cleaners
Carpet & upholstery cleaners (including soft furnishins and curtains)
Conservatory cleaners
Domestic/commercial window cleaners
Drain, gutter and gutter vac, fascia, soffit, signage and frame cleaners
Exterior building cleaners including roofs and solar panels
Factory, warehouse, ductwork and ventilation cleaners
Motor vehicle valets (including commercial vehicles) and/or car showroom cleaners
Office (including doctors & dentist surgeries) and/or shop cleaners
Oven and domestic appliance cleaners
Patio & drive cleaners
Residential properties including end of tenancy and communal areas of residential properties
Swimming pool cleaners
Wheelie bin cleaners
Market Traders & Online Retailers
Adult toys
Art supplies
Audiobooks
Awnings
Baby goods including prams and/or pushchairs
Bags and luggage
Battery chargers
Bedding and bathroom items
Beers, ciders, stouts and ales
Beverages (coffee, tea, soft drinks)
Bicycles and accessories
Board games and puzzles
Books
Cameras and photography equipment
Camping and hiking supplies
Candles, bath bombs, soaps or wax melts
Carpets & rugs
Children’s toys
Cleaning goods
Clothing accessories (hats, scarves, belts, etc)
Collectibles and action figures
Confectionery
Craft supplies
Custom-made jewellery
Customizable products
Dairy foods (cheeses, eggs, milk)
Domestic appliances & machinery
Educational toys
Electric blankets
Electric razors and clippers
Electric toothbrushes
Electrical goods (excluding mobile phones)
Facial steamers
Factory reject products
Fall protection equipment
Fashion jewellery
Fine jewellery
Fire safety equipment
First aid kits
Fitness and gym equipment
Fitness equipment and accessories
Flowers
Footwear
Furniture
Garden & house ornaments
Garden plants
Gardening tools and supplies
Greengrocers
Greeting cards
Hair accessories
Hair care products
Handmade and artisanal goods
Hardware
Hobby and enthusiast products (e.g. Model kits, collectibles)
Home baked goods
Home décor items
Home entertainment systems
Homemade beer, cider and wine
Hoverboards
Ink
Jam & preserves
Kitchen appliances and gadgets
Knitted items
Laptops, computers & printers
Lighting
Luggage and travel accessories
Makeup and cosmetics
Medical devices
Men’s, women’s, and children’s clothing
Mobile phone accessories
Mobile phones
Mobility aids
Motor accessories (excluding safety critical)
Motor, motorcycle or pedal cycle (including electric bikes & scooters) safety critical parts
Movies and tv shows (dvds, blu- rays, digital downloads)
Music (cds, vinyl records, digital downloads)
Musical instruments
Newspapers
Office furniture
Outdoor and adventure gear
Outdoor gear
Personal protective equipment (ppe)
Personalised artwork
Pet food and treats
Pet grooming products
Pet health and wellness items
Pet toys and accessories
Pharmaceutical products including health food supplements such as vitamin tablets, slimming aids and protein powders
Picture frames & mirrors
Portable heaters
Power tools
Second hand electrical goods
Security systems
Self defence tools
Sewing and knitting materials
Skincare products
Sports equipment
Stationery
Subscription boxes (snacks, meal kits, etc)
Survival kits
Tablets and e-readers
Tobacco goods
Tools
Toys
Travel gadgets
Travel guides and books
Vapes & e- cigarettes including vaping liquids, chargers & accessories
Video games and consoles
Vintage and antique items
Watches
Wearable safety devices
Wearable technology
Wines and spirits
Wool
Outside Caterer
Baked potato ovens
Bread delivery
Buffet caterers
Cake making & chocolate fountains
Catering trailers
Coffee rounds
Coffee shop
Contract caterers (golf clubs/pubs/canteens etc)
Cooking demonstrators
Dinner parties
Farmers markets
Food kiosks
Fruit/vegetable stall
General caterers
Hog roasts & barbecues
Home preserve
Home takeaway services
Hot food vans
Ice cream vans & bikes
Jiffy trucks
Juice/smoothie bar
Market stall caterers
Marquee caterers
Milk delivery
Mobile bars
Mobile butchers
Mobile shop
Outside caterers
Sandwich rounds
Sandwich shop
Street food operator
Sweet cart/stand (attended)
Tea room
Vending machines
Wet fish rounds
Land Liability
Arable land
Car Parks
Development plots
Fishing lakes
Grazing, moorland or woodland
Moorland
Pastures
Private fields
Private road
Rough country
Self build
Undeveloped pasture
Woodlands
Courier
Included
Small businesses or persons that operate as couriers/delivery drivers using vans or cars within the UK.
Sole trader operators and those that work on behalf of larger firms (Amazon, FedEx, Evri, Yodel etc).
Exclusions
Larger haulage companies that operate warehouses or carry out other related activities.
Couriers/delivery drivers using Motorcycles, Scooters or Bikes, food or furniture deliveries.
Contractors All Risk
Acoustic engineer
Advertising contractor
Aerial erecting contractor
Air conditioning and/or refrigeration engineer
Air conditioning installation contractor
Air source heat pump installation
Alarm installer
Artexer
Audio visual engineer
Bath resurfacer
Bathroom installer
Bedroom furniture installer
Blind fitter
Bill board poster
Boiler services
Bricklayer
Builder
Cable/tv installer
Carpenter and/or joiner
Carpenter
Carpet fitter
Cavity wall insulator
Cctv installator
Ceiling contractor
Chimney sweeper
Conservatory installer
Curtain and blind fitter
Curtain fitter
Damp-proofing installer
Data cable installer (excluding trenching)
Digital aerial installer
Domestic appliance repairer (not plumbed in)
Domestic appliance repairer (plumbed in)
Door entry system installer
Door fitter
Double glazing installers/glazier
Draught proofing installer
Driveway and patio contractors
Dry liner
Drystone waller
Ductwork installer
Electric car charging point installer
Electrician
Engraver
Escalator engineer
Exhibition stand erector
Fencer / fencing contractor
Fire place installer
Fire surround installer
Fitted furniture installer
Flooring contractor
Foam convertor
French polisher and upholster
Furniture assembly & repairer
Furniture installer
Furniture removals
Furniture restorer
Garage door installers/repairer
Gardener (excluding landscaping)
Gas fitter
Gate installer
Glazier
Groundworker
Guttering and fascia board fitter
Gym equipment installer
Handyman
Handyperson
Handywoman
Heating and ventilation contractor
Insulation contractor
Interior designer including decorating
Joiners
Kerb and paving layer
Kitchen installer
Landscaping contractor
Lawn services
Lift engineer
Lighting installation
Loft conversion contractor
Loft insulation contractor
Marquee erectors
Mastic sealant contractor
Office equipment engineer
Office fitter
Painter & decorator
Partitioning contractor
Paving contractor
Paving, path, drive and patio contractor
Pebbledashing and rendering contractor
Pest and vermin control
Plasterer
Plumber
Plumbing and heating contractor
Property maintenance and repair
Refrgeration engineer
Removal contractors domestic/office
Rendering contractor
Roller shutter and door installer
Safe installation and removal
Satellite dish installer/repairer
Security light fitter
Shed/garage erection
Shelving and racking installer
Shopfitter
Shot blaster
Sign erectors
Sign maker
Solar panel installers
Sprinkler installer
Stair lift installer
Stonemason
Street furniture installer
Tiler (ceiling, wall and floor)
Timber decking contractor
Timber treatment contractor
Upholsterer
Water treatment engineer
Woodburning stove installer
Hair & Beauty
Included Treatments (Beauticians)
Acupressure
Airbrush tanning and application of false tanning products
Aromatherapy
Body wrapping
Crystal healing
Cutting and shaping of nails including the application of acrylic coatings and nail art
Dermaplaning
Detox foot spa
Ear piercing using gun and stud method
Eyebrow plucking, shaping, tinting, threading, waxing & HD Brows.
Electrolysis – Hair removal
Eyelash tinting, lifting, perming and application of false eyelashes.
Facials including ionisation and steam treatments.
Fruit peels (AHA & PHA only)
Galvanic facials /CACI facials
Glycolic acid peels
Healing
Henna art – Excluding henna products containing PPD.
Hopi ear candling
Integrated energy therapy
Kinesiology
LED light therapy
Make-up application, including day, evening, media, stage, fashion & camouflage.
Manicure
Massage
Microblading
Micro current treatments
Microdermabrasion
Micro-needlingPedicure
Pejazzle
Radio frequency treatments
Reflexology
Reiki
Semi-Permanent Make Up
Spray tanning
Sugaring
Threading
Waxing
Vajazzle
Included Treatments (Hairdressers/Barbers)
Washing, styling, cutting, application of hair extensions and drying of hair
Olaplex or similar keratin bond treatment when used with bleaching or dying
Normal hairdressing work on wigs and hairpieces
Tinting, dyeing, bleaching or permanent waving of hair
Special treatment of hair including chemical straightening conditions treatments up to 0.2% formaldehyde
Trichology
Use of cut throat razors, hair clippers and trimmers
Shop & Wholesale
Aquarium
Art & craft supplies
Bakers (baking on premises)
Bakers (not baking on premises)
Bathroom/kitchen retail
Beauticians
Bedding retail
Book sellers
Bric-a-brac
Butchers & poulterers
Cameras
Camping equipment
Carpets
Charity shop
Chemists & toiletries
Cheque cashers
China & glassware
Clothing – asian
Clothing – baby wear
Clothing – bridal wear
Clothing – fashion & designer wear
Clothing – hats
Clothing – knitwear
Clothing – lingerie
Clothing – other clothing
Clothing – scarfs
Clothing – sports clothing
Cobblers/key cutters
Computers
Computer game retail
Confectionary
Cycles
Delicatessen
Diy stores
Dog groomers shop
Double glazing and replacement window showroom
Drapers (inc. Curtains & blinds)
Dvds, records, cassettes & cds
E-cigarettes
Electrical goods – brown goods
Electrical goods – white goods
Equestrian
Fancy dress
Fancy goods
Film processors
Fireplaces
Fishing tackle
Fishmongers
Florists
Footwear
Frozen food
Fruiterers
Furniture
Garden supplies
Garra fish beauticians
General grocers
Gift shop
Golf shops
Greengrocers
Greetings card shop
Haberdasheries
Hairdressers
Hair products only
Halal butchers
Hardware
Health food
Hobby & model shop
Household goods
Intruder alarms
Kitchenware/catering equipment
Lamps & lights
Leather goods (excluding clothing)
Luggage & hand bags
Milliner
Motor accessories
Music shop
Musical instruments
Newsagents
Nursery goods
Off licences
Office equipment
Opticians
Paint & wallpaper
Pawnbroker
Perfume & cosmetics
Pet food shops
Pet shops
Piano retail
Picture framers
Post offices
Pound shop
Print shop
Record shop
Records, cassettes & cds
Sewing machines
Soft furnishings
Sports equipment (excluding clothing)
Stationers
Tailors
Take away – cold
Tanning salon
Tattoo studio
Textile shops
Tie shops
Tile shop
Tobacconists
Toys
Video
Watch & clock
Wool (excluding knitwear)
Office & Office (Material Damage Only)
All offices (other than those listed)
Contractors office (officer material damage only)
Modelling agencies
Recruitment agencies
Surgeries
Taxi office (no public access)
Travel agents
Public House
Members Clubs
Political clubs
Public house
Snooker & pool hall
Social club
Sports club
Wine bar
Working mens clubs
Fast Food & Restaurant
African restaurant
American restaurant
American takeaway
Arabian/middle east restaurant
Arabian/middle east takeaway
Asian sweet shop
Brazilian restaurant
Brazilian takeaway
Cafe
Caribbean restaurant
Caribbean takeaway
Chicken takeaway
Chinese restaurant
Chinese takeaway
Coffee house
Dessert restaurant
Dessert takeaway
English restaurant
European restaurant
Fish & chip shop
French restaurant
Greek restaurant
Internet cafe
Italian restaurant
Japanese restaurant
Japanese takeaway
Lebanese restaurant
Lithuanian restaurant
Lithuanian takeaway
Mediterranean restaurant
Mediterranean takeaway
Mexican restaurant
Mexican takeaway
Pizza restaurant
Pizza takeaway
Polish restaurant
Polish takeaway
Russian restaurant
Russian takeaway
Sandwich bar
Seafood (only) restaurant
Tea room
Thai restaurant
Thai takeaway
Turkish restaurant
Vegetarian restaurant
Vegetarian takeaway
Tattoo & Body Piercing
Tattoo Treatments
Semi-permanent make-up
Microblading
Tattoo and permanent make-up
Saline tattoo removal
Body Piercing Treatments
The following types of facial piercings:
Cheeks
Ears
Eyebrows
Labret piercing (not including through oral labia)
Nose piercing – septum, nostril & bridge piercing
Tongue (through the medial sulca and away from the veins)
The following types of body piercings:
Navel
Nipples
Female genital area (except clitoris and triangle):
Clit hood – skin above the clitoris
Fourchette – area between vagina and anus
Inner and outer labia
Male genital area:
Guiche – skin area between the scrotum and anus
Foreskin
Frenum – through the skin on the bottom of the penis
Prince albert – from skin on the bottom of the penis-frenulum and through and out the urethra
Scrotum – through the skin on the scrotum
Catering Trailer
Included
Catering trailer
Catering trike (non-motorised)
Converted shipping container
Excluded
Companies and/or individuals who do not trade from a catering trailer or shipping container that has been converted into a catering unit.
Catering Van
Included
A van that has been converted into a hot food van, mobile shop, refrigerated van, mobile bar, jiffy truck or ice cream van.
Excluded
Motor vehicles that are not converted into catering vehicles and/or vans used to tow catering trailers.
Specialist Business Van
Included
A van that has been converted into a mobile business, including but are not limited to; a mobile barbershop, mobile salon, mobile boutique, pet grooming van and vans with fixed cleaning equipment.
Excluded
Motor vehicles that are not converted into catering or business vehicles.
Single Event
Amateur dramatics
Animal show (cat, dog, domestic pets, reptiles)
Anniversary party
Antiques fair
Artists exhibition
Arts and crafts fair/sale
Athletics meeting or competition (road or track only) (non-televised)
Auction (not livestock)
Awards presentation
Baby and childrens market
Badminton match or tournament (non-televised)
Bag packing for charity
Ball or dance (not rave or disco)
Balloon release
Barbeque
Barn dance
Baseball match or tournament (non-televised)
Basketball match or tournament (non-televised)
Bazaar
Beach sports
Beauty pageant
Beer festival
Bike ride (not in mountains) (non-televised)
Bingo event
Board game competition or event
Boat show (land based only)
Book fair
Boot fair
Boot fair/car boot sale
Boxing match or tournament (non-televised)
Brass band meet/show
Bridge or beetle drive
Bring and buy sales
Camera club meeting or show
Camping/caravanning event (not wild camping)
Car boot sales
Car owners club meeting (static)
Car show (static)
Car wash
Careers fair
Carnival
Carol singing or concert
Casino night
Ceilidh
Charity collection
Cheerleeding event
Childrens concert
Christmas fair
Christmas light switch on
Christmas lights and tree display
Comedy show (amateur)
Community fun day
Computer or card game/competition
Computer or it show
Concert (classical jazz or folk)
Conference
Cookery demonstration
Country fair
Cricket (amateur)
Croquet match
Cultural festival
Cycling event (track/road only) (non-televised)
Dancing event/competition
Darts competition or marathon (amateur) (non-televised)
Debate (non party political and non religious)
Disco
Drive in cinema
Educational workshop
Eisteddfod
Exercise event
Exhibition (open to the public)
Exhibition (trade show)
Falconry display
Family fun day
Farmers market
Fashion show (not celebrity or designer)
Fete
Film fair (not premier)
Flea market
Flower arranging
Flower show
Food and wine festival
Food fair
Football/rugby tournament (amateur) (non-televised)
Fun run or walk (road or track only)
Game fair
Garden open day
Garden party
Ghost hunt
Golf match or tournament (amateur) (non-televised)
Graduation day
Hill/fell walk (not mountaineering or climbing)
Historic or garden walk
Hockey match (amateur) (non-televised)
Horse racing (participants not hospitality) (non-televised)
Horse show (not trials or point to point) (non-televised)
Horticultural show
Hospitality
Ice hockey event (non-televised)
Ice skating or dancing event (non-televised)
Incentive travel
Inland water based event (amateur only) (non-televised)
Jumble sale
Kite event
Laser/light show
Late night shopping
Leaflet promotion
Lecture
Light switch-on
Literary or poetry event
Litter pick
Lunch/dinner/banquet
Magic show
Majorette competition
Marathon (non-televised)
Meeting/seminar
Martial arts event
Model railway club meeting or event
Motor cycle show (static)
Murder mystery event
Music or arts festival or recital (not rock or pop)
Music concert (non-televised)
Needlework group meeting or event
Netball (amateur) (non-televised)
Paranormal investigation
Party
Photo shoot (not celebrity)
Ploughing match
Press event (non-televised)
Processions or parades (non political non religious)
Product launch
Quiz
Race night
Raft race (inland waters)
Recital
Recruitment fair
Re-enactment
Regatta (amateur and inland waters only) (non-motorised)
Religious festival (not processions or parades)
Remembrance day parade (non political)
Reunion
Road show
Roller derby (non-televised)
Rounders match
Rubber duck race
Rugby/football match (amateur) (non-televised)
Science fiction fair (e.g. Dr who)
Snooker or pool match or marathon (amateur) (non-televised)
Speed dating event
Squash match or tournament (non-televised)
Static car show
Steam rally
Street party
Swimming event (non-televised)
Table top sale
Talk club meeting
Tea or coffee morning/afternoon
Tennis (amateur) (non-televised)
Test drive
Torchlight procession (non political non religious)
Town crier competition
Toy fair
Treasure hunt
Tug of war
Volleyball match or tournament (non-televised)
Walk (not mountaineering)
Watersports event (amateur and inland waters only) (non-motorised)
Wedding fair (but not a wedding)
Wake/memorial (not a funeral)
Wrestling match (non-televised)
Multi Event
Amateur dramatics
Animal show (cat, dog, domestic pets, reptiles)
Anniversary party
Antiques fair
Artists exhibition
Arts and crafts fair/sale
Athletics meeting or competition (road or track only) (non-televised)
Auction (not livestock)
Awards presentation
Baby and childrens market
Badminton match or tournament (non-televised)
Bag packing for charity
Ball or dance (not rave or disco)
Balloon release
Barbeque
Barn dance
Baseball match or tournament (non-televised)
Basketball match or tournament (non-televised)
Bazaar
Beach sports
Beauty pageant
Beer festival
Bike ride (not in mountains) (non-televised)
Bingo event
Board game competition or event
Boat show (land based only)
Book fair
Boot fair
Boot fair/car boot sale
Boxing match or tournament (non-televised)
Brass band meet/show
Bridge or beetle drive
Bring and buy sales
Camera club meeting or show
Camping/caravanning event (not wild camping)
Car boot sales
Car owners club meeting (static)
Car show (static)
Car wash
Careers fair
Carnival
Carol singing or concert
Casino night
Ceilidh
Charity collection
Cheerleeding event
Childrens concert
Christmas fair
Christmas light switch on
Christmas lights and tree display
Comedy show (amateur)
Community fun day
Computer or card game/competition
Computer or it show
Concert (classical jazz or folk)
Conference
Cookery demonstration
Country fair
Cricket (amateur)
Croquet match
Cultural festival
Cycling event (track/road only) (non-televised)
Dancing event/competition
Darts competition or marathon (amateur) (non-televised)
Debate (non party political and non religious)
Disco
Drive in cinema
Educational workshop
Eisteddfod
Exercise event
Exhibition (open to the public)
Exhibition (trade show)
Falconry display
Family fun day
Farmers market
Fashion show (not celebrity or designer)
Fete
Film fair (not premier)
Flea market
Flower arranging
Flower show
Food and wine festival
Food fair
Football/rugby tournament (amateur) (non-televised)
Fun run or walk (road or track only)
Game fair
Garden open day
Garden party
Ghost hunt
Golf match or tournament (amateur) (non-televised)
Graduation day
Hill/fell walk (not mountaineering or climbing)
Historic or garden walk
Hockey match (amateur) (non-televised)
Horse racing (participants not hospitality) (non-televised)
Horse show (not trials or point to point) (non-televised)
Horticultural show
Hospitality
Ice hockey event (non-televised)
Ice skating or dancing event (non-televised)
Incentive travel
Inland water based event (amateur only) (non-televised)
Jumble sale
Kite event
Laser/light show
Late night shopping
Leaflet promotion
Lecture
Light switch-on
Literary or poetry event
Litter pick
Lunch/dinner/banquet
Magic show
Majorette competition
Marathon (non-televised)
Meeting/seminar
Martial arts event
Model railway club meeting or event
Motor cycle show (static)
Murder mystery event
Music or arts festival or recital (not rock or pop)
Music concert (non-televised)
Needlework group meeting or event
Netball (amateur) (non-televised)
Paranormal investigation
Party
Photo shoot (not celebrity)
Ploughing match
Press event (non-televised)
Processions or parades (non political non religious)
Product launch
Quiz
Race night
Raft race (inland waters)
Recital
Recruitment fair
Re-enactment
Regatta (amateur and inland waters only) (non-motorised)
Religious festival (not processions or parades)
Remembrance day parade (non political)
Reunion
Road show
Roller derby (non-televised)
Rounders match
Rubber duck race
Rugby/football match (amateur) (non-televised)
Science fiction fair (e.g. Dr who)
Snooker or pool match or marathon (amateur) (non-televised)
Speed dating event
Squash match or tournament (non-televised)
Static car show
Steam rally
Street party
Swimming event (non-televised)
Table top sale
Talk club meeting
Tea or coffee morning/afternoon
Tennis (amateur) (non-televised)
Test drive
Torchlight procession (non political non religious)
Town crier competition
Toy fair
Treasure hunt
Tug of war
Volleyball match or tournament (non-televised)
Walk (not mountaineering)
Watersports event (amateur and inland waters only) (non-motorised)
Wedding fair (but not a wedding)
Wake/memorial (not a funeral)
Wrestling match (non-televised)
Static Caravan & Park Home
Static Caravans
Park Homes
Leisure Home (Ascot)
Included
Static Caravan
Lodge
Log Cabin or Chalet
Exclusions
Leisure homes that are used for business purposes (other than if let out to holidaymakers)
Shepherd Huts
Glamping Pods
Park Homes
Leisure Home (Canopius)
Included
Glamping Pods
Shepherd Huts
Static Caravans
Excluded
Leisure homes that are not situated on a registered caravan site, with the exception of Shepherd Huts and Glamping Pods, which can be located on the customer’s home residence private land.
Trailer
Included
Lighter and smaller trailer that is used for personal or business purposes.
Excluded
Larger-sized trailers such as those used by articulated lorries. catering trailers or trailers that are hired out.