Fast Food & Restaurant


Target Market
Our Fast Food & Restaurant product is underwritten by Tokio Marine HCC and is suitable for restaurants, cafés, and takeaways. This is a material damage and liability package product that provides insurance cover for buildings, contents, stock, business interruption, money, goods in transit, and book debts combined with public, products and employers’ liability insurance.

In addition, the product also provides the option to cover legal expenses and terrorism cover. Furthermore, the product can be extended to include liability insurance for catering activities away from the premises. The product is not suitable for restaurants and/or takeaways that do not trade from a permanent fixed premises.

Features & Benefits

  • Stock cover
  • Contents cover
  • Business Interruption
  • Money
  • Goods in Transit
  • Book Debts
  • Frozen Food
  • Employer’s Liability
  • Public & Products Liability

Optional Extras

  • Outside Caterers cover available as an optional extension
  • Buildings Cover available as an optional extension
  • Glass, Canopies and Signs available up to a limit of £5,000
  • Loss of licence available up to a limit of £100,000
  • Legal Expenses as an optional extension
  • Terrorism is available as an optional extra