Residential Short Term Unoccupied

Target Market
Our residential short term unoccupied products are suitable for residential properties that are unoccupied for the following reasons (but not limited to): pending/undergoing renovation, pending/up for sale and/or going through probate.

Ideal for residential properties that are going through probate, being sold or are being renovated for owner occupation
Choose from 3, 6 or 9 month periods of Insurance

Insurer cover comparison	Canopius	Channel Syndicate 2015 at Lloyd's
Landlord’s Contents available	Yes	Yes
Option to extend Property Owner’s Liability to £5,000,000	No	Yes
Restriction on the term of unoccupancy prior to inception	5 Years	3 Years
Pipe Lagging discount available	No	Yes

Fire, Lightning, Aircraft, Explosion, Storm, Flood, Subsidence, Landslip and Heave
Property Owner’s Liability £2,000,000 (up to £5,000,000 on The Channel Syndicate 2015)
Loss of Metered Water: limit £2,500 anyone claim, maximum £5,000 anyone period of insurance
Loss or damage caused by emergency services - £1,000 anyone period of insurance
Cover available for unoccupied properties pending sale and renovation