Residential Short Term Unoccupied

Give your clients different options that suit them when their property is most at risk with our Residential Short Term Unoccupied Policy.

Ideal for residential properties that are going through probate, being sold or are being renovated for owner occupation
Choose from 3, 6 or 9 month periods of Insurance

Insurer cover comparison	Tokio Marine HCC	Channel Syndicate 2015 at Lloyd's
Landlord’s Contents available	Yes	Yes
Option to extend Property Owner’s Liability to £5,000,000	No	Yes
Restriction on the term of unoccupancy prior to inception	5 Years	3 Years
Pipe Lagging discount available	No	Yes

Fire, Lightning, Aircraft, Explosion, Storm, Flood, Subsidence, Landslip and Heave
Property Owner’s Liability £2,000,000 (up to £5,000,000 on The Channel Syndicate 2015)
Loss of Metered Water: limit £2,500 anyone claim, maximum £5,000 anyone period of insurance
Loss or damage caused by emergency services - £1,000 anyone period of insurance
Cover available for unoccupied properties pending sale and renovation