Commercial Express

The Value Added MGA

01384 473021

Landlord's Contents


Target Market
Our landlords’ contents product is underwritten by Tokio Marine HCC and is suitable for customers who own contents within a residential property that is let out to any of the following tenancy types: professionals (including retirees), students and/or DSS non-referral tenants. In addition, the product is suitable for landlord’s contents in an unoccupied residential property.

The product provides insurance cover for contents and contents owners’ liability insurance. In addition, legal cover can be added onto our landlords’ contents insurance product. The product is not suitable for commercial contents and/or contents used for the customer’s personal use.


  • Minimum premium £60 + IPT & Fee
  • Contents liability cover up to £2,000,000
  • Flats above commercial premises are acceptable
  • Accidental Damage available if let to professionals
  • Caters for tenants including professionals, students and those on unemployment, disability or housing benefit, plus unoccupied properties

Features & Benefits

  • Cover is available on a New for Old basis for Loss or Damage
  • Loss of Metered Water
  • Policy Excess £50 (applies to occupied properties only)
  • Optional Extras

    • Legal Expenses up to £25,000