We’ve taken a major step forward in liability cover for the motor sector with a brand-new question set, designed to streamline the process and provide more flexibility than ever before. This specialised solution, backed by our expert panel of Ascot and Irwell, simplifies multi-trade risks while unlocking a wider range of optional covers.
In addition, we understand how important it is to place motor sector risks quickly and efficiently, which is why we’ve created our new Liability Appetite Guide for Trades in the Motor Sector. This easy to use guide makes it simple for you to identify the right cover for your clients and place business with confidence.
Key Enhancements:
- Optional Service Indemnity Cover – Now available Up to £500k
- No limits on vehicle value (Up to value of Service Indemnity)
- Enhanced appetite, including valeting, windscreen fitters, repairers/body repairers
- Additional trades added include classic vehicle restoration, motor factor or parts retailer
- Business Equipment Cover – Up to £10,000 before referral with the first £1,500 FREE under Liability Protect & Shield
- New Optional Extensions – Business Interruption & Money Cover Up to £10,000
- Legal Expenses – Up to £100k
Trades:
- Auto electrician including alarm and/or tracker installations
- Car wash/Valeters/Detailers
- Mechanical service, repairs and MOT testing including smart repairs
- Motor factor or parts retailer
- Sales of vehicles
- Windscreen repairs, fitting and tinting and/or vehicle signage and wrapping
- Body repairers, panel beaters, &/or towbar fitters
- Classic vehicle restoration
- Motor vehicle conversions
- Tyre fitters and alloy wheel repairs
Types of Vehicles Covered:
- Agricultural vehicles or mobile plant
- Buses, coaches or minibuses
- Commercial goods vehicles of 7.5 Tons or above
- E-Bikes and/or E-Scooters
- Motorcars and light goods vehicles
- Pedal cycles
- Motorcycles/mopeds
- Caravans, camper vans or motorhomes
- Trailers
- Quad bikes, trikes or ATVs
How This Helps You:
- Faster Quotes & Fewer Referrals – More vehicle types and trade activities covered automatically
- Lower Rates for Target Trades – Including car valeters, windscreen fitters & body repairers
- Flexible Cover Options – Tailored to your clients’ demands, needs, and budget
- Efficient Quote Process – Quote 5 schemes in one question set without re-keying data
This guide simplifies your placement process while offering your clients broader cover and enhanced underwriting flexibility.
For more details or to discuss a case, contact your Account Manager or reach out to us directly.
