Market Traders

Target Market
Our market trader’s product is underwritten by Ascot Syndicate 1414 at Lloyd’s and is suitable for market traders (including car boot sales) and online retailers that require public, products and employers’ liability insurance.
The product is not suitable for any market trader or online retailer that has a turnover that exceeds £50,000.

Features & Benefits

• Public / Products Liability cover available up to £5,000,000
• Products Liability, anywhere in the world (other than USA/Canada)
• Worldwide cover for non-manual employees normally resident in the UK who are temporarily working overseas
• Indemnity to principal as standard
• Liability cover in respect of the Defective Premises Act
• Data Protection Act 2018 Defence Costs
• Liability cover for leased or rented premises

• Defence costs up to £50,000 any one occurrence of any prosecution or incurred in connection with appeal against conviction arising from Health and Safety at Work Act 1974 or the Health and Safety at Work (Northern Ireland) Order 1978 or the Corporate Manslaughter and Corporate Homicide Act 2007 and criminal proceedings brought for a breach of Part II of the Consumer Protection Act 1987 and Sections 7 and 8 of the Food Safety Act 1990 subject to the underwriters providing consent
• Includes Compensation for Court Attendance
• Unsatisfied Court Judgements
• Motor Contingent liability

Optional Extras

• Employers’ Liability cover available up to £10,000,000
• Ancillary online sales
• Up to 25% Republic of Ireland work subject to UK jurisdiction