Target Market Our Liability Wages & Turnover products are suitable for companies or individuals that require Public and Products’ liability insurance to protect them for their business activities.
In addition, the product also provides the option to cover Employers’ liability insurance and/or Contractors All Risks Insurance. Contractors All Risks Insurance is an add-on provided by the insurers HSB Engineering Insurance Limited. The product is not suitable for companies and/or individuals that are seeking a full package policy to provide material damage cover for their buildings, contents, and business interruption.
Scheme: Ascot Group’s Syndicate 1414 at Lloyd’s
Features & Benefits
Public & Products Liability available up to £10,000,000, excluding use of heat
Public & Products Liability available up to £5,000,000, including use of heat
No limit on the number of employees or turnover
Bona Fide Sub Contractors included FREE of charge, for annual payments up to £100,000
Unsatisfied Court Judgements
Products Liability, anywhere in the world (other than USA/Canada)
Indemnity to other persons including Directors, Employees and Principals as standard
Includes cover for Cross Liabilities
Defence costs for:
Breaches or alleged breaches of the United Kingdom Health & Safety at Work Act 1974
Any offence under Part II of the Consumer Protection Act 1987
Any offence under Part II of the Food Safety Act 1990
Includes Compensation for Court Attendance
Cover for sudden, identifiable, unintended and unexpected pollution
Includes Motor contingent liability
Housing Grants, Construction and Regeneration Act 1996 - Applies to process of adjudication or decision pursuant to the Act
Optional Extras
Employers’ Liability cover available up to £10,000,000
Up to 25% Republic of Ireland work subject to UK jurisdiction
