Commercial Express

The Value Added MGA

01384 473021

Liability (Wages & Turnover)


With no limit on the number of employees or turnover and including Bona Fide Sub Contractors free of charge for annual payments up to £100,000, this scheme provides cover for over 300 trades. Protect your clients with Liability (Wages & Turnover).

Scheme: Ascot Group’s Syndicate 1414 at Lloyd’s

Features & Benefits

  • Public & Products Liability available up to £10,000,000, excluding use of heat
  • No limit on the number of employees or turnover
  • Bona Fide Sub Contractors included FREE of charge, for annual payments up to £100,000
  • Unsatisfied Court Judgements
  • Products Liability, anywhere in the world (other than USA/Canada)
  • Indemnity to other persons including Directors, Employees and Principals as standard
  • Includes cover for Cross Liabilities
  • Defence costs for breaches or alleged breaches of Part 1 of the United Kingdom Health & Safety at Work Act 1974 and any offence under Part II of the Consumer Protection Act 1987 and/or Part II of the Food Safety Act 1990 included subject to the underwriters providing consent
  • Includes Compensation for Court Attendance
  • Cover for claimants’ costs, fees and expenses following a sudden, identifiable, unintended and unexpected pollution incident occurring in its entirety at a specific time and place
  • Includes Motor contingent liability
  • Housing Grants, Construction and Regeneration Act 1996 - Applies to process of adjudication or decision pursuant to the Act

Optional Extras

  • Employers’ Liability cover available up to £10,000,000
  • Up to 25% Republic of Ireland work subject to UK jurisdiction
  • Contractors All Risk