Due to the success of our partnership with AmTrust since moving the CPO and SME schemes to them in January 2024, we are delighted to announce further improvements to the competitive nature of the schemes, effective from 15/09/2025.
Commercial Property Owners
- 10% rate reduction on all unoccupied properties
- 10% rate reduction on a wide range of retail, office and industrial trades
Fast Food & Restaurant
- The building rate is now more closely aligned with the AmTrust Commercial Property Owners rate. This results in a more competitive premium overall under one policy when buildings cover is taken
- Now benefits from using the Commercial Property Owners property rate, where the building’s cover is included. This results in a more competitive premium overall under one policy
Shop
- 10% rate reduction across the board
Office
- All rates have been reduced by 10%
- The first £2,500 for UK All Risks cover is now included automatically provided the cover is selected
- Increase in discount from 5% to 10% where staff live on site
Quote from Andy Jones, Head of Underwriting at Commercial Express:
“At Commercial Express, we value the strength of our partnership with AmTrust and the shared vision we have for delivering meaningful solutions to brokers and their clients. The recent updates to the CPO and SME schemes are a clear example of that, ensuring products remain relevant, competitive, and easy to trade. Our commitment to continually refining our offering aligns perfectly with AmTrust’s own approach, and together we’re building schemes that are not only robust but genuinely responsive to market needs. It’s a relationship built on trust, collaboration, and the shared goal of mutual success.”
