We’re happy to share that we’ve made significant enhancements to our Market Traders & Retailers Liability Scheme — all designed to make quoting faster, easier, and more flexible than ever before. Now renamed from Market Traders & Online Retailers to Market Traders & Retailers, the scheme offers a wider appetite towards trading location. Whether your clients trade from home, online, in a retail unit or at events, this product is a perfect fit for small to medium-sized retailers and market traders with turnover up to £750,000.
With higher turnover limits, more cover included as standard, and fewer referral triggers, placing business with Commercial Express is now simpler and more streamlined — helping you say ‘yes’ to more clients, more often.
Market Traders & Retailers – What’s New?
We’ve expanded and evolved the scheme to cover a wider range of trades with bigger limits and better features:
Trade list now includes:
- Market trader
- Craft fair trader
- Stallholder
- Car boot trader
- Catalogue representative
- Salesperson
- Event, street & fairs traders
- Street trader
- Online retailer / home trader
- Retail shop
Not suitable for:
- Wholesaler risks
- USA exports
- Use of fixed woodworking machinery in any manufacturing process
- Scheme has evolved from Market Traders & Online Retailers to Market Traders & Retailers
- £1,000,000 Public Liability option now available
- Includes £5,000 event/market cancellation cover as standard*
- Turnover limit increased from £200,000 to £750,000
*Only available via the Wages and Turnover – Protect
Enhanced benefits make this more than just a Liability policy, it offers extra value for your customers
- Tools cover (up to £1,500 included as standard). We can consider tools cover up to £50,000, subject to security.
- Stock cover (up to £1,000 included as standard), with the ability to consider stock cover up to £25,000, subject to security.
- Money cover (up to £1,000 included as standard), with cover up to £10,000, subject to security.
- Loss of licence cover protects loss of income if an alcohol licence is withdrawn, up to £250,000.
