Commercial Express

The Value Added MGA

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Our Insurers


Insurers Rating Guide

InsurerFinancial StrengthS&P or AM BestLloyd's of London
AXIS Managing Agency Ltd - Syndicate 1686
DTW1991A+AM Best

Great Lakes (Owned by Munich RE)

A+AM BestNo

HSB Engineering Insurance Company Limited (Owned by Munich RE)

A+AM BestNo

Channel Syndicate 2015


Argo Insurance

AAM BestNo

Covéa Insurance




Here is a brief Summary of our Insurers


Aviva provides around 31 million customers worldwide with insurance, savings and investment products. The company is the UK’s largest insurer and one of Europe’s leading providers of life and general insurance.
Aviva combine strong life insurance, general insurance and asset management businesses under one powerful brand. Aviva is committed to serving customers well in order to build a stronger, sustainable business. This makes a positive contribution to society, as well as a successful place to work.

At a glance - our key statistics:

• One global brand
• 31 million customers worldwide
• Over 300 years of heritage

LLoyds logo   

AXIS Syndicate 1686

AXIS offers speciality insurance and reinsurance through AXIS’ managed Syndicate 1686. As a Lloyd’s corporate member, AXIS Corporate Capital UK Limited provides investment for the Syndicate. The provider underwrites property, casualty, professional lines, marine, energy, aviation, terrorism, surety, cyber, environmental, political risk, credit risk and others, including coverage provided through MGA arrangements.



DTW1991 is a specialist Lloyd’s syndicate, focusing on delegated underwriting authority business.
Established in January 2013, DTW1991 is underpinned by a diverse capital structure supported by both trade and private capital. With a focus on the Lloyd’s Binding Authority market the syndicate has a strong underwriting discipline supported by a fresh approach to the management of delegated authority business. The syndicate benefits from Lloyd’s A.M. Best rating of A, and a Standard & Poor’s rating of A+.
DTW1991 provides property, liability and specialist sports and leisure products, predominantly to small and medium-sized enterprises in the US, UK and International.


Channel Syndicate 2015

The Channel Syndicate is led by a strong management team, supported by experienced underwriters selected from the Lloyd’s and London markets. The Channel Syndicate 2015 is managed by The Channel Managing Agency, a fully authorised Lloyd’s Managing Agency, wholly owned by SCOR. The syndicate started underwriting in 2011 and has now significantly expanded and diversified.
There is a strong service focus: our underwriters are accessible and empowered to make decisions and work collaboratively with clients to meet their most complex insurance needs. The success is built on the quality of the people, customer focus and financial strength.
The Channel Syndicate is supported by SCOR (the world’s fourth largest reinsurer, rated AA- by the leading international rating agencies). SCOR provides 100% of the capital to the Channel Syndicate. The SCOR Group writes premiums of €14.8bn, of which property & casualty is €6bn and is structured around three hubs (Americas, EMEA and Asia-Pacific)


Great Lakes Insurance SE (“GLISE”) is a German insurance company based in Munich and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht, the Federal Financial Supervisory Authority of Germany.
GLISE is a fully owned subsidiary of Munich Re Group and acts as a specialist provider of insurance services and the preferred facilitator of insurance business.
It enjoys the same strong rating and financial strength of the Munich Re Group: A+ (Superior) as rated by A.M. Best and AA- (Very strong) by S&P.
Great Lakes have permanent establishments in the United Kingdom (London), Switzerland (Baar), Italy (Milan), Australia (Sydney) and New Zealand (Auckland).


HSB Engineering Insurance is the UK’s only company solely focused on engineering insurance and inspection services. With underwriting that covers a broad range of technologies and industry sectors, employees have the knowledge to show you how you can stay ahead of emerging risks in a complex world.
HSB Engineering Insurance (HSB) draws on over 150 years of technical risk knowledge and experience – a rich heritage and firm footing that gives us the ability to lead the market in identifying and underwriting evolving engineering risks. Today, as a proud member of the Munich Re Risk Solutions family, the company is continuing the tradition of excellence in technical knowledge and commitment to clients in a wide range of industries including construction, renewable energy and manufacturing as well as leisure, retail, commercial and public sectors.
As part of Munich Re, HSB has the added support and resources of one of the world’s most experienced and stable insurance and reinsurance companies. With shared values and complementary skill sets and offerings, they can combine a global knowledge base with our local presence across the UK and Ireland to develop and deliver innovative, forward-thinking risk solutions. HSB is showing clients how, together with HSB, they can manage risk in a complex and evolving world.


Within the UK, Covéa Insurance offer commercial, motor, high net worth, property and protection insurance. The company also offer life and critical illness products through Covéa Life, and administration services are provided to many high street brands through Sterling Client Services Ltd. Together, they are part of the French mutual insurance group and as a result of its financial strength, the Covéa group has attained a Standard and Poor’s ‘A+ Stable’ rating.
Covéa Insurance served over 1.5 million policyholders, generating £666 million in premiums in 2016.

Argo Insurance logo

Argo’s UK operation is called ADL, (Argo Direct Ltd). They are regulated by the FCA and benefit from an AM Best rating of A (excellent) which adds further value to our A rated consortium. ADL are a subsidiary of Argo Group International Holdings and form part of the Argo Group of companies.
Argo are keen to utilise their European platform where appropriate as an alternative to their Lloyd’s of London platform. The ongoing development of the European platform is a key part of their future strategy. Having both a Lloyd’s and a European company platform allows Argo to respond quickly and efficiently to the specific needs of partners, whilst not compromising standards or appetite in a changing market environment.


With over 300 years’ experience, we’ve learnt a thing or two about risk and uncertainty and the value of insurance to our customers.
As the world evolves so do the needs of those we serve, and we must respond with an agile yet resilient business that always strives to do better.
We are one of the world’s longest standing general insurers, providing peace of mind to individuals and protecting small businesses and large corporations from uncertainty. We use our capabilities to anticipate and exceed customer expectations and improve outcomes for customers via our direct channel, our broker relationships or partner organisations. We have established leadership positions in Scandinavia, Canada, and the UK & International (which includes Ireland and Middle East).