Commercial Express is on a trajectory of fantastic growth, with ambitious plans and is looking for Commercial Underwriters to join our thriving MGA Business.

We have some fantastic opportunities which would suit either experienced Underwriters or individuals with an established insurance or broking background looking to develop a career in underwriting. Ideal candidates will have an excellent working knowledge and understanding of Property Owners/SME and/or Liability insurance.

The Role:

Our Underwriters play a crucial role in contributing to the growth, new business, and profitability targets of our business.

In this role, you will be negotiating new business terms, securing renewals, and managing changes to existing business, alongside providing an exceptional service to our brokers. You will have a good understanding of risk, the ability to analyse data, and making informed decisions.

Key Responsibilities:

• Through effective trading behaviours, develop, negotiate, and profitably underwrite new business, secure renewals, and action MTA (Mid-Term Adjustment) changes.
• Build and maintain strong relationships with brokers, partners and stakeholders, ensuring excellent service and a positive customer experience.
• Analyse data and make informed decisions to manage risk effectively.
• Ensure all underwriting decisions adhere to established Underwriting and Governance practices, including keeping accurate records and data.
• Plan, prioritise and manage own workload to meet customer needs.
• Collaborating with sales, other lines of business, capacity partners, operations, and underwriting management to effectively deliver the Commercial Express proposition.

Skills and Experience:

If you are passionate, enthusiastic, and enjoy being part of a first-class team, then this could be a role for you.

• Cert CII qualified or progression towards – desirable.
• Strong communication and social skills that build effective relationships with colleagues, brokers, & other stakeholders.
• Exceptional attention to detail, well organised and excellent verbal and written communication skills.
• Knowledge of Underwriting principles and practice.
• A trading Mindset and Commercial Awareness.
• Ability to use initiative and prioritise deadlines and activities accordingly.
• Good risk analysis and technical skills.
• Desire to continuously improve technical and trading ability.
• Strong negotiation and customer service skills.
• A great team player. Supportive of others with an enthusiastic and positive attitude.
• Proficient in Microsoft Word, Excel, and PowerPoint.

Company Information:

At Commercial Express, we are committed to actively seeking and hiring the best people…That’s because people are at the forefront of our Company, and at the heart of everything we do!

We are a successful and dynamic Managing General Agent with over 25 years’ experience. We ‘hold the pen ‘of our insurer partners, meaning we can underwrite the products/schemes for them. We trade these products on our online platform through our network of 650 broker partners across the UK. Our products, combined with our consistent quality service, demonstrate our commitment to building and maintaining long-term relationships.

Benefits:

• Workplace Pension Scheme offering you flexibility of up to 16%.
• Minimum of 27 days holiday plus bank holidays.
• 1 Paid Volunteer Day per year.
• Hybrid Working – Flexibility to work from home combined with a number of days per week in our office on The Waterfront in Brierley Hill. We are providing a fantastic work environment to drive our commitment to learning and development, innovation, and collaboration.
• Health Cash Plan and Virtual GP Services.
• Trained Mental Health First Aiders and access to 24/7 Employee Assistance Programme, offering a range of health and wellbeing, financial and counselling services.
• Professional Membership Status – as part of holding CII Chartered Insurance Underwriting Agent Status, we offer a variety of funding options to support our people in achieving industry-standard qualifications.
• Employee recognition awards and annual employee awards.
• Staff social events throughout the year, including Summer and Christmas parties.
• Long Service awards.
• Free onsite parking.
• Matched funding for charities.
• Death in Service benefit.