Wholesale

 

Designed to cater for wholesalers and distributors who operate from high street premises or industrial units, you’re covered when it matters most with our Wholesale Policy.

Features


  • Stock cover
  • Contents cover
  • Business Interruption
  • Money
  • Goods in Transit
  • Book Debts
  • Frozen Food
  • Employer’s Liability
  • Public & Products Liability




  • Loss of Metered Water £2,500 any one claim, maximum £5,000 anyone period of insurance
  • Landscaped gardens - following damage by emergency services £1,000 in anyone period of insurance
  • Trace and Access up to £2,500
  • Capital Additions - 10% of the building sum insured or £250,000 whichever is less. 10% of trade contents for fixtures and fittings or £100,000 whichever is less.
  • Replacement of locks and keys following theft or damage £1,000 anyone claim
  • Seasonal Increase - the stock is increased by 25% during the months of November and December and the first 14 days of January
  • Rent Payable - up to 25% of the contents sum insured
  • Rent Receivable

Optional Extensions

  • Buildings cover available as an optional extension
  • Theft damage to buildings – 10% of trade contents sums insured
  • Loss of licence available up to a limit of £100,000
  • Legal Expenses as an optional extension
  • Terrorism available as an optional extension