Commercial Express

The Value Added MGA

Wholesale

 

Designed to cater for wholesalers and distributors who operate from high street premises or industrial units, you’re covered when it matters most with our Wholesale Policy.

Features


  • Stock cover
  • Contents cover
  • Business Interruption
  • Money
  • Goods in Transit
  • Book Debts
  • Frozen Food
  • Employer’s Liability
  • Public & Products Liability




  • Loss of Metered Water £2,500 any one claim, maximum £5,000 anyone period of insurance
  • Landscaped gardens - following damage by emergency services £1,000 in anyone period of insurance
  • Trace and Access up to £2,500
  • Capital Additions - 10% of the building sum insured or £250,000 whichever is less. 10% of trade contents for fixtures and fittings or £100,000 whichever is less.
  • Replacement of locks and keys following theft or damage £1,000 anyone claim
  • Seasonal Increase - the stock is increased by 25% during the months of November and December and the first 14 days of January
  • Rent Payable - up to 25% of the contents sum insured
  • Rent Receivable

Optional Extensions

  • Buildings cover available as an optional extension
  • Theft damage to buildings – 10% of trade contents sums insured
  • Loss of licence available up to a limit of £100,000
  • Legal Expenses as an optional extension
  • Terrorism available as an optional extension