Shop

Offer your clients cover for a wide variety of retail outlets and an insurance package to suit their needs with our Shop Policy.

Features

• Stock cover
• Contents cover
• Business Interruption
• Money
• Goods in Transit
• Book Debts
• Frozen Food
• Employer’s Liability
• Public & Products Liability

• Loss of Metered Water £2,500 any one claim, maximum £5,000 anyone period of insurance
• Landscaped gardens - following damage by emergency services £1,000 in anyone period of insurance
• Trace and Access up to £2,500
• Capital Additions - 10% of the building sum insured or £250,000 whichever is less. 10% of trade contents for fixtures and fittings or £100,000 whichever is less
• Replacement of locks and keys following theft or damage £1,000 anyone claim
• Seasonal Increase - the stock is increased by 25% during the months of November and December and the first 14 days of January
• Rent Payable - up to 25% of the contents sum insured
• Rent Receivable

Optional Extensions

• Buildings cover available as an optional extension
• Glass, Canopies & Signs available up to a limit of £10,000
• Loss of Licence cover available up to a limit of £100,000
• Legal Expenses as an optional extension
• ATM money cover available
• Work away considered on referral
• Terrorism available as an optional extension