Commercial Express

The Value Added MGA

Shop

 

Offer your clients cover for a wide variety of retail outlets and an insurance package to suit their needs with our Shop Policy.

Features


  • Stock cover
  • Contents cover
  • Business Interruption
  • Money
  • Goods in Transit
  • Book Debts
  • Frozen Food
  • Employer’s Liability
  • Public & Products Liability


  • Loss of Metered Water £2,500 any one claim, maximum £5,000 anyone period of insurance
  • Landscaped gardens - following damage by emergency services £1,000 in anyone period of insurance
  • Trace and Access up to £2,500
  • Capital Additions - 10% of the building sum insured or £250,000 whichever is less. 10% of trade contents for fixtures and fittings or £100,000 whichever is less
  • Replacement of locks and keys following theft or damage £1,000 anyone claim
  • Seasonal Increase - the stock is increased by 25% during the months of November and December and the first 14 days of January
  • Rent Payable - up to 25% of the contents sum insured
  • Rent Receivable

Optional Extensions


  • Buildings cover available as an optional extension
  • Glass, Canopies & Signs available up to a limit of £10,000
  • Loss of Licence cover available up to a limit of £100,000
  • Legal Expenses as an optional extension
  • ATM money cover available
  • Work away considered on referral
  • Terrorism available as an optional extension