This product covers many types of offices without the extra cost of Employer’s and Public Liability cover. Get the cover you need for your small or medium sized business with our Office (Material Damage Only) Policy.
Contents & Business Equipment cover
Goods in Transit
Loss of Metered Water £2,500 any one claim, maximum £5,000 anyone period of insurance
Landscaped gardens - following damage by emergency services £1,000 in anyone period of insurance
Trace and Access up to £2,500
Capital Additions - 10% of the building sum insured or £250,000 whichever is less. 10% of trade contents for fixtures and fittings or £100,000 whichever is less.
Replacement of locks and keys following theft or damage £1,000 anyone claim
Seasonal Increase - the stock is increased by 25% during the months of November and December and the first 14 days of January
Rent Payable - up to 25% of the contents sum insured
Buildings cover available as an optional extension
Glass, Canopies & Signs available up to a limit of £10,000
Household Goods available up to a limit of £20,000