This specialist policy provides cover for the wide range of risks that could affect Dry Cleaners and Launderettes. Get comprehensive cover with our Dry Cleaners & Launderettes Policy.
Features
Stock cover
Contents cover
Business Interruption
Money
Goods in Transit
Book Debts
Employer’s Liability
Public & Products Liability
Loss of Metered Water £2,500 any one claim, maximum £5,000 anyone period of insurance
Landscaped gardens - following damage by emergency services £1,000 in anyone period of insurance
Trace and Access up to £2,500
Capital Additions - 10% of the building sum insured or £250,000 whichever is less. 10% of trade contents for fixtures and fittings or £100,000 whichever is less
Replacement of locks and keys following theft or damage £1,000 anyone claim
Seasonal Increase - the stock is increased by 25% during the months of November and December and the first 14 days of January
Rent Payable - up to 25% of the contents sum insured
Rent Receivable
Extensions automatically included
Customer Goods Extension £150,000 & £2,500 single article limit. Option to increase to £250,000 customer goods and £4,000 single article limit
Process Damage to Customers’ Goods
Incorrect Garment Extension
Optional Extensions
Buildings cover available as an optional extension
Glass, Canopies & Signs available up to a limit of £10,000
Legal Expenses as an optional extension
Process damage including leather, suedes and furs as an optional extension
