Commercial Express

The Value Added MGA

01384 473021

Dry Cleaners & Launderettes


This specialist policy provides cover for the wide range of risks that could affect Dry Cleaners and Launderettes. Get comprehensive cover with our Dry Cleaners & Launderettes Policy.

Features & Benefits

  • Stock cover
  • Contents cover
  • Business Interruption
  • Money
  • Goods in Transit
  • Book Debts
  • Employer’s Liability
  • Public & Products Liability
  • Loss of Metered Water £2,500 any one claim, maximum £5,000 anyone period of insurance
  • Landscaped gardens - following damage by emergency services £1,000 in anyone period of insurance
  • Trace and Access up to £2,500
  • Capital Additions - 10% of the building sum insured or £250,000 whichever is less. 10% of trade contents for fixtures and fittings or £100,000 whichever is less
  • Replacement of locks and keys following theft or damage £1,000 anyone claim
  • Seasonal Increase - the stock is increased by 25% during the months of November and December and the first 14 days of January
  • Rent Payable - up to 25% of the contents sum insured
  • Rent Receivable

Extensions automatically included

  • Customer Goods Extension £150,000 & £2,500 single article limit. Option to increase to £250,000 customer goods and £4,000 single article limit
  • Process Damage to Customers’ Goods
  • Incorrect Garment Extension

Optional Extras

  • Buildings cover available as an optional extension
  • Glass, Canopies & Signs available up to a limit of £10,000
  • Legal Expenses as an optional extension
  • Process damage including leather, suedes and furs as an optional extension
  • Terrorism available as an optional extension