Tenant’s Contents


Target Market
Our tenants’ contents product is underwritten by Tokio Marine HCC and is suitable for tenants who are professional, retired, DSS non-referral and/or students and own personal contents within a residential property that they rent.
The product also provides insurance cover for Occupiers’ liability insurance.

The product is not suitable for landlords’ contents and/or any contents in an unoccupied property. The product is also not suitable for tenants with the following occupations: actor or actress on film, stage, television or radio (including presenters) and professional sports persons (including presenters).

Features & Benefits

  • Contents sum insured up to £100,000
  • Contents liability cover up to £2,000,000
  • Valuables covered at 15% of the Contents sum insured with a limit of £1,500 anyone item (unless £100,000 is selected Damage to Valuables limited to 35% of the Contents Sum Insured stated in the Schedule with a limit of £5,000 any one item)
  • Policy Excess at £100 (applies to occupied properties only)
  • Loss of Rent cover up to 20% contents sum insured (limited to £2,000) for up to 1 months rent
  • Accidental breakage cover to Landlord’s contents up to £2,500