Commercial Express

The Value Added MGA

01384 473021

Tenant’s Contents


Target Market
Our tenants’ contents product is underwritten by Tokio Marine HCC and is suitable for tenants who are professional, retired, DSS non-referral and/or students and own personal contents within a residential property that they rent.
The product also provides insurance cover for Occupiers’ liability insurance.

The product is not suitable for landlords’ contents and/or any contents in an unoccupied property. The product is also not suitable for tenants with the following occupations: actor or actress on film, stage, television or radio (including presenters) and professional sports persons (including presenters).

Features & Benefits

  • Contents sum insured up to £100,000
  • Contents liability cover up to £2,000,000
  • Valuables covered at 15% of the Contents sum insured with a limit of £1,500 anyone item (unless £100,000 is selected Damage to Valuables limited to 35% of the Contents Sum Insured stated in the Schedule with a limit of £5,000 any one item)
  • Policy Excess at £100 (applies to occupied properties only)
  • Loss of Rent cover up to 20% contents sum insured (limited to £2,000) for up to 1 months rent
  • Accidental breakage cover to Landlord’s contents up to £2,500