Commercial & Industrial
Property Owners

 

Designed to provide Buildings, Landlord’s Contents, Loss of Rent protection and Property Owner’s Liability for properties tenanted by high street trades, with our Commercial & Industrial Property Owner’s Policy.

Schemes: Lloyd's AXIS

Features


  • Property Owner’s Liability £2,000,000
  • Loss of Rent up to 20% of the sum insured or up to £150,000 alternative accommodation unless unoccupied
  • Trace and Access up to £5,000
  • Accidental Damage to cables & underground service
  • Pro rata cancellation subject to minimum time on risk charge
  • Loss of Metered Water £2,500 any one claim, maximum £5,000 any one period of insurance
  • Unauthorised use of utilities up to £5,000
  • Capital Additions - 10% of the building sum insured or £250,000 whichever is less
  • Illegal cultivation of drugs - clean up costs and remedial work in reinstating your building back to it's original condition if the tenant alters the building without your knowledge - £5,000 in anyone period of insurance (not available if the building is unoccupied)
  • Cover limited to £5,000 for damage caused by malicious persons authorised to be in any part of the buildings

Optional Extensions


  • Option to increase Property Owner’s Liability to £5,000,000 LOI
  • Wider cover available for unoccupied properties
  • Terrorism cover available