Commercial Express

The Value Added MGA

01384 473021

Commercial & Industrial
Property Owners

 

Target Market
Our Commercial & Industrial property owners’ products are suitable for commercial and/or industrial properties that are tenanted, owner-occupied or vacant.

These products provide insurance cover for buildings, contents, loss of rent and property owners’ liability insurance.
In addition, terrorism covers can be added onto our commercial & industrial property owners’ products.

Scheme: Covéa

Features & Benefits


  • Property Owners Liability £2,000,000 as standard
  • Employers liability £10,000,000 as standard
  • Larger premises being eligible for size discounts
  • No claims discount available
  • The property being considered as unoccupied in excess of 30 consecutive days
  • Pro Rata Cancellation
  • Prevention of access up to £1,000,000
  • Loss of attraction cover up to £250,000
  • Adjacent property damage up to £150,000
  • Trace & Access up to £25,000
  • Unauthorised use of utilities up to £25,000
  • Removal of tenants debris up to £25,000
  • Loss of Keys up to £15,000
  • Fly tipping cover up to £5,000

Optional Extras


  • Property Owners Liability up to £10,000,000. (£5,000,000 optional and £10,000,000 upon referral)
  • Buildings cover – Accidental Damage available
  • Landlord Contents cover – Accidental Damage available