SME risks with an effective date of 1st of April onwards will be underwritten by HCC International Company plc.
Any existing policy that is temporarily closed due to the governments lockdown restrictions will remain acceptable and will be invited accordingly. However any new risk that is presented to us that is currently not trading due to the above will be declined in line with HCC’s underwriting criteria.
Many of your clients will be affected by the current government restrictions, in particular those that have temporarily ceased trading. The availability of insurance providers taking on new SME businesses that find themselves in this situation remains limited. Commercial Express are on hand to assist our brokers to find a policy that meets the varied needs of your SME clients. With our wide range of package products, we have the majority of trades covered.
Underwritten by Lloyds syndicate, AXIS Managing Agency Ltd – full cover will be available for risks that are temporarily closed where the policyholder, owner, partner, director or employee are living on-site at the premises.
Click here to view the Temporary Cease of Trading due to Coronavirus (COVID-19) Pandemic endorsement that will apply to all SME risks until further notice.
During the current restrictions we are unable to accept New Business under our Public House scheme which affects the following trades:
Please see all features and benefits for the products below
Dry Cleaners - Click here
Fast Food - Click here
Guest House - Click here
Office - Click here
Shop - Click here
SME Trade List
Click here to access our full SME Trade List or call the office on 01384 473 021 to discuss any risk you need guidance or assistance on.