Our Liability Wages & Turnover products are suitable for companies or individuals that require Public and Products’ liability insurance to protect them for their business activities.
In addition, the product also provides the option to cover Employers’ liability insurance and/or Contractors All Risks Insurance. Contractors All Risks Insurance is an add-on provided by the insurers HSB Engineering Insurance Limited.
The product is not suitable for companies and/or individuals that are seeking a full package policy to provide material damage cover for their buildings, contents, and business interruption.
Defence costs for:
Breaches or alleged breaches of the United Kingdom Health & Safety at Work Act 1974
Any offence under Part II of the Consumer Protection Act 1987
Any offence under Part II of the Food Safety Act 1990